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How to Make Money as a Kid

The lemonade stand is one of the quintessential images of kids trying to earn money. Many youngsters want money beyond their allowance to buy goodies, see a movie and even to feel grown-up. Making money and reaching a goal is a great experience to have as a kid. Financial lessons as a kid can be a lot less detrimental to credit and savings goals if there are failures along the way, and the successes still feel great!

Take our credit counseling advice to learn how to make money as a kid.

Take our credit counseling advice to learn how to make money as a kid.

In this video from the Berenstain Bears, Brother and Sister learn how to earn their own money and the challenges that come along with it. It’s never too early to introduce your kids to the concept of money management.

Making Money as a Kid

Earn Money Around the House

Earning money at home is often the first step for kids. The Berenstain Bear cubs came up with some fantastic ideas to raise money for their jackets. Gardening, raking, a lemonade stand and other chores are great jobs for young workers wanting to earn some extra cash. It’s also a good way to start preparing for bigger responsibilities and gaining a sense of independence. Other ideas include helping with small repair projects, extra cleaning assignments and selling toys or electronics that are not being used anymore.

Earn Money Around the Neighborhood

Kids can earn money around the neighborhood as well. Some of the jobs done at home can be offered to neighbors that you have a good relationship with. Other jobs include house sitting, pet care, holding a garage sale, tutoring kids in the area, or try other seasonal refreshment stands.

Keeping Perspective on Making Money

Balancing Money and Family

Hard work and entrepreneurship are excellent qualities that go a long way toward reaching financial goals. Unfortunately, you can have too much of a good thing. Too much work often stresses other areas of life. Industrious, worker bees must try hard to keep ambition, work and life in check. Brother and Sister became overcome by the potential of all their earnings: ditching friends, family and the ability to be generous. Balance is one of the most important aspects of money. We all must be diligent to make positive and sound financial decisions.

Teaching Kids Financial Literacy

Parents and guardians are instrumental in teaching financial literacy to their kids. While we watched the cubs become consumed with making money and possessions, their parents were with them each step of the way. They allowed the cubs to go through the process and encouraged them towards the right decision. Hopefully, experiences like this will translate into a debt-free, healthy relationship with money as they grow up.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

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