If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Tuesday Tip – Holiday Travel Tips

Traveling is always stressful. Traveling during the holidays? That’s another story entirely! Whether you’re taking a plane, train or automobile, you probably want to cut travel costs to save money for more exciting parts of your trip, or to stay focused on debt management. Whatever your situation, try putting these holiday travel tips into practice!

Being strategic with holiday travel can help you stay on budget.

Being strategic with holiday travel can help you stay on budget.

Save Money Using These Holiday Travel Tips

  1. Track Airfare Prices. As always, it’s smart to shop around to find the least expensive option. Use resources like Skyscanner to find the cheapest flights to your desired location.
  2. Use Travel Miles. If your credit card has a point system for mileage, holiday travel is a great time to cash in!
  3. Avoid Peak Travel Times. I know it can be an inconvenience to travel during times other than the kids’ school vacations or long weekends off from work. But, everyone is traveling during those times! See if you can take your trip a week before or after to cut down on costs. This will help you stay on budget.
  4. Driving? If you’re driving to your destination, it’s important to try and save money on gas. Plan out things like pit-stops and refueling in advance to get the most mileage for your money.
  5. Timing. If flying, flights in the early morning or later at night may pose discounted rates. But, keep in mind that with these flights, you may have to pay for an extra night of lodging. Weigh your options!
  6. Stay Sane. This is one of my favorite holiday travel tips. Yes, we’re a personal finance blog, and love to discuss ways to stay on budget and reduce credit card debt. But sometimes, in real life, peace of mind can be worth a few extra dollars. If you’re traveling with kids, have a tight travel deadline, or would otherwise be putting yourself through the wringer to save a small portion of the money, consider your end game. Ideally, you have a holiday budget in place. Is the extra amount spent worth it for you and does it fit your budget? That’s your decision.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Madison is a Marketing Communications & Programs Associate at ACCC. She is excited to share her tips on saving money and being financially responsible here on the Talking Cents blog!

View all author posts →


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/tuesday-tip-holiday-travel-tips
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=tuesday-tip-holiday-travel-tips
Loaded Template: single.php