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Weekly Round-Up: Holiday Shopping News

The holiday season is practically here. Have you started shopping yet? Better yet, do you have a savings plan and a list?! To help you with planning and avoiding holiday debt, check out the latest holiday shopping news.

holiday shopping news

Holiday Shopping Headlines & Tips

Shopping Tips to Stay on Budget

  1. Do your research. Before you hit the stores, call around & go online to find the best deals. Save on transportation costs by consolidating your shopping trips.
  2. Make a holiday shopping budget. Track and manage all your seasonal expenses. Examples of these expenses include food, gifts, & special events. Determine how much you want to spend and what you do spend in each category. The goal is to stay as close to your budget as possible.
  3. Use the right payment method. Use cash, debit cards, or checks to make your purchases for the holidays. Spend only the money you have. Avoid using credit cards. This will prevent you from racking up large bills with high interest. You don’t want to spend the new year paying off unnecessary debt.
  4. Create a checklist. Plan a list of gifts ahead of time for your friends & family. Don’t buy to buy – only buy what someone wants. Buy them before the holiday rush. Always carry this holiday shopping checklist with you when shopping. Don’t be tempted by flash sales and bargains. This way, you will only purchase what you need.
  5. Challenge yourself. Giving feels good, but don’t overspend. Try spending less than you did last year on holiday shopping. Scope out deals & eliminate unnecessary purchases. Do not buy extra things just because you know that person will love them. Remember, it’s the thought that counts!

You can find lots of deals around for your holiday shopping needs if you keep an eye on the news. Join us next Friday for another Weekly-Round-up!

ABOUT AUTHOR / Michelle

Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

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