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Credit Advisor

Working with an ACCC Credit Advisor

A credit advisor at American Consumer Credit Counseling (ACCC) provides guidance for clients facing financial hardships. This trained professional, an expert in money management, listens to you, assesses your financial situation, and suggests consumer debt solutions that best suit your unique needs.

Each ACCC credit advisor has completed specialized training related to credit and financial counseling. He or she has extensive knowledge of the following topics:

  • Basic counseling principles
  • Budgeting
  • Credit and how to use it wisely
  • Collections and debt management; including consolidating debts
  • Consumer rights and responsibilities
  • Bankruptcy

A credit advisor is required to pass a certification exam to demonstrate knowledge in these subjects administered by an independent third party. Credit advisors maintain their certification by completing continuous education courses on similar topics.

How an ACCC Credit Advisor Assists You

A credit advisor at ACCC is like a consultant for your financial situation. The advisor's credit consulting services provide information that helps you make the best decision about how to handle your financial future. The credit counseling advice that you receive includes informing you about the pros and cons of the debt solutions that are available to you. Then you decide how you want to proceed.

By the end of your conversation with an ACCC credit advisor, you will feel good about knowing that you are not alone and that you have a variety of money management options.

ACCC's Credit Advisor Services

An ACCC credit advisor can help you with many aspects of money management. If you're overwhelmed with too much unsecured debt, such as credit cards, medical bills, and personal loans, talk to us about the best way to consolidate debt.

Since 1991, ACCC has helped thousands of satisfied clients realize the dream of financial freedom with our debt management programs that consolidate debts without requiring you to borrow additional money. Our clients often enjoy reduced interest rates and lower monthly payments, in most cases they're able to pay off their debts within five years. At the same time, they learn how to prepare realistic budgets that work within their means and how to use credit wisely. Contact an ACCC credit advisor today to find out more about how we can assist you.

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt reduction programs and debt relief services to help consumers nationwide figure out how to pay down debt and how to get out of debt quickly. Our professional credit counselors provide free credit counseling to help individuals and families find the right debt solutions to help with credit card debt and avoid debt in the future. Our debt management programs provide help with debts by consolidating payments on credit card debt and other unsecured loans, with credit card negotiation services to reduce credit card debt interest rates and finance charges, helping consumers to pay off debt more quickly.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member