If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit Consulting Services

ACCC’s Credit Consulting Services

Are you drowning in debt? Are you looking for a way out? Or have you already tried some consumer debt solutions, but your bills continue mounting?

American Consumer Credit Counseling (ACCC) can help with your credit consulting services. These services are available to anyone who has questions about budgeting and debt management. Let’s face it, there’s a lot of information out there, and so when you’re overwhelmed with your bills and don’t know where to turn, one of our skilled counselors can help you sort out the differences in consumer credit solutions.

Deciding to Pursue Credit Consulting Services

Maybe you’re not sure whether the credit consulting services available through a credit counseling agency like ACCC are right for you. That’s OK. Contact us anyway. One of our professionally trained counselors will talk to you about your current financial situation, what caused it, and ways of consolidating debts without falling deeper into debt.

When you have a lot of unsecured debt (high credit card balances, department store cards, collection accounts, and personal loans), ACCC can help you set up a debt management plan. We will develop a budget that allows you to pay off your balances without sacrificing basic monthly living expenses. Consolidated credit through our debt management plans can save you money and likely reduce your monthly payments. And you will not have to borrow more money to achieve this.

As you can see, our credit consulting services can help you breathe easier and achieve financial freedom.

Other Credit Consulting Services ACCC Offers

In addition to credit counseling and debt management programs, ACCC provides additional types of credit consulting services. If you believe filing for bankruptcy is the only way to shed your financial burden, we also offer bankruptcy counseling. Your counselor will talk about alternatives to bankruptcy and what happens when you file. Although your counselor does not give recommendations during consumer bankruptcy counseling, you might decide there’s a better option than filing.

We also provide housing counseling for mortgage delinquencies, foreclosures and reverse mortgages. Also check out our website for a variety of free money management and planning resources, such as tips for saving for college and how to talk to your children about using money wisely.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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