If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit Advisor

Working with an ACCC Credit Advisor

A credit advisor at American Consumer Credit Counseling (ACCC) provides guidance for clients facing financial hardships. This trained professional, an expert in money management, listens to you, assesses your financial situation, and suggests consumer debt solutions that best suit your unique needs.

Each ACCC credit advisor has completed specialized training related to credit and financial counseling. He or she has extensive knowledge of the following topics:

  • Basic counseling principles
  • Budgeting
  • Credit and how to use it wisely
  • Collections and debt management; including consolidating debts
  • Consumer rights and responsibilities
  • Bankruptcy

A credit advisor is required to pass a certification exam to demonstrate knowledge in these subjects administered by an independent third party. Credit advisors maintain their certification by completing continuous education courses on similar topics.

How an ACCC Credit Advisor Assists You

A credit advisor at ACCC is like a consultant for your financial situation. The advisor’s credit consulting services provide information that helps you make the best decision about how to handle your financial future. The credit counseling advice that you receive includes informing you about the pros and cons of the debt solutions that are available to you. Then you decide how you want to proceed.

By the end of your conversation with an ACCC credit advisor, you will feel good about knowing that you are not alone and that you have a variety of money management options.

ACCC’s Credit Advisor Services

An ACCC credit advisor can help you with many aspects of money management. If you’re overwhelmed with too much unsecured debt, such as credit cards, medical bills, and personal loans, talk to us about the best way to consolidate debt.

Since 1991, ACCC has helped thousands of satisfied clients realize the dream of financial freedom with our debt management programs that consolidate debts without requiring you to borrow additional money. Our clients often enjoy reduced interest rates and lower monthly payments, in most cases they’re able to pay off their debts within five years. At the same time, they learn how to prepare realistic budgets that work within their means and how to use credit wisely. Contact an ACCC credit advisor today to find out more about how we can assist you.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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