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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit counseling agencies

The benefits of working with credit counseling agencies.

For consumers carrying a lot of debt, credit counseling agencies can be lifesavers.

There are a lot of ways to pay down debt – from debt negotiation and a debt settlement agreement to debt consolidation and debt management. Credit counseling agencies will work with you to identify the best options for your situation, create a get out of debt plan, and help you to protect and build your credit rating as you reduce your debt.

The biggest challenge when it comes to credit counseling agencies is choosing the right company. Should you choose a credit card debt consolidation company, a bank with debt counselors, or a nonprofit agency providing debt relief counseling?

For the most part, it’s wise to consider credit counseling agencies that are nonprofits, have been in business at least seven years, have a state license, use certified credit counselors and charge no minimum fees.

For these reasons, many consumers today turn to American Consumer Credit Counseling (ACCC) for helpful advice and strategies on how to eliminate debt.

ACCC: one of the country’s leading credit counseling agencies.

ACCC is a nonprofit organization providing free credit counseling and low-cost debt management services to individuals and families since 1991. We are a highly reputable leader in the credit counseling industry, with an A+ rating from the Better Business Bureau, Certificates of Authority in all 50 states and licenses from each of the 32 states that require licensing.

As one of the nation’s premier credit counseling agencies, we’re dedicated to helping you take control of your finances and make a plan to become debt-free. Our certified counselors are available six days a week to talk with you by phone or in person. At your free credit counseling session, we’ll work with you to evaluate your financial picture, document your income and expenses, and explore options and strategies for paying down your debt based on your financial goals.

Comparing ACCC to other credit counseling agencies.

As you evaluate credit counseling agencies, ACCC offers clear advantages that include:

  • Extensive experience – we’ve been helping consumers find their way out of debt since 1991.
  • Nonprofit organization – while some credit counseling agencies are for-profit ventures, our nonprofit status allows us to charge lower fees and to make your financial future our top priority.
  • Dedicated counselors – our highly trained professionals are experts at helping consumers make a plan to get out of debt, and we provide ongoing support and counseling as long as you need it.
  • Free financial education and materials – you’ll find a wealth of information about budgeting and managing money on our website, along with tools to help you prevent identity theft, prepare for retirement, plan for college and improve your credit score.

Learn more about the advantages of ACCC over other credit counseling agencies, about options for debt consolidation for bad credit.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards
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