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Credit Relief

Get credit relief with ACCC.

If you're struggling with credit problems or feel like you're drowning in debt, American Consumer Credit Counseling (ACCC) offers debt assistance and credit relief strategies that can help. From free credit counseling to affordable credit relief and debt management programs, our services have helped thousands of people just like you get out of debt and improve their financial future. Our certified credit counselors are experts at helping you find the right credit relief strategy for your situation, and as a non-profit organization our fees are among the lowest in the industry. When you're ready to find relief for your credit problems and start your journey out of debt, contact us for a free, no-obligation consultation.

Credit relief through a debt management program.

When you come to ACCC for credit relief, our professionally trained credit counselors will work with you to evaluate your entire financial situation and provide debt relief assistance options. They'll provide you with a detailed review of your income and expenses, debts, and assets. They'll offer you personalized credit relief options based on your goals and the details of your unique situation. They may also recommend a debt management program to help you get out of debt and improve your financial future.

Here's how a debt management program works. Unlike debt consolidation or debt restructuring, a debt management plan does not consolidate debt with a new loan. Rather, it consolidates payments – you'll make one payment each month to us and we we'll take responsibility for paying your creditors. By simplifying payment in this way, it makes it easier to manage your money and stay current with payments. It also lets us work directly with your creditors to secure possible reductions in interest rates, finance charges, late fees, and over-limit fees. In most cases when implementing this kind of debt solution, we are able to reduce the amount of your monthly payment and help you pay off your debts faster.

The benefits of a credit relief program with ACCC.

There are many reasons to choose ACCC for credit relief help:

  • We are a nonprofit agency. Our mission is helping people like you find credit relief, and we're able to keep our fees as low as possible.
  • We offer free credit counseling. Your initial credit relief consultation with our certified credit counselors is free.
  • We make it easy for you. From your initial credit evaluation to making payments to your creditors, we handle all aspects of your debt relief plan for you.
  • We offer educational resources. Our website is full of tools, calculators, and articles that you may use to learn more about credit relief, managing money, and staying out of debt.

Get the debt relief help you need – contact us today for your free consultation.

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt management services, credit relief and debt relief help to consumers nationwide. Our free credit counseling services help individuals and families learn how to manage debt more effectively and how to get rid of debt more quickly. Our certified credit counselors show consumers the various ways to pay off debt, and we offer affordable debt management programs for getting rid of credit card debt by consolidating debt payments. Our debt negotiation services help with managing credit card debt and paying off debt more quickly by reducing interest rates and finance charges. And our financial education services help consumers manage money more effectively, find reputable debt consolidation companies and answer questions like "How do you consolidate debt?"

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member