If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt relief center

Eliminate debt with the right debt relief center.

When you’re paying off credit card debt and working to become debt free, the right debt relief center can be an enormous help. Finding the path out of debt requires some expert guidance, and the credit counselors at a debt relief center can not only help you get a better grasp of your finances, but help you choose from the many different options for paying down your debt. A debt relief center can also help you evaluate the offerings of the many debt reduction companies that promise to help you get out of debt fast, and assist you in choosing the approach to debt relief that best fits your financial situation.

When seeking a debt relief center you can trust, consider the services available from American Consumer Credit Counseling (ACCC), a nonprofit agency that has become the debt relief center of choice for thousands of consumers across America.

ACCC: a leading debt relief center

As a nonprofit debt relief center, we offer free credit counseling and low-cost debt management services to consumers who want to learn how to be debt free. Our certified credit counselors will help you evaluate your current financial situation, and provide you with personalized options based on your goals. They’ll answer your debt consolidation questions and any other questions about debt relief you may have, directing you to the many free educational materials on our website, and help you select the best plan to eliminate your debt.

For many of our clients, a debt management plan is the most effective way of getting out of debt. This involves consolidating all your monthly payments into a single payment to ACCC, and giving us the responsibility of paying your creditors on your behalf. With just one payment to make each month, you’ll have an easier time keeping current with payments, and you’ll reduce the stress of owing lots of money lots of people. As part of the process, we’ll work with your creditors to reduce interest rates and finance charges, helping to reduce the amount you owe so you can pay it off faster.

Why make ACCC your debt relief center?

When you choose ACCC as your debt relief company you will:

  • Save money. Our program fees are among the lowest in the industry, and you’ll pay nothing for your initial credit counseling session.
  • Benefit from our expertise. With over 25 years of experience and credit counseling certification from the National Foundation for Credit Counseling (NFCC), you can depend on ACCC to help you find the fastest path out of debt.
  • Enjoy more convenience. Our counselors take care of everything for you, from evaluating your financial situation to making payments to your creditors.
See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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