If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt reduction companies

Need help from debt reduction companies?

If you have a lot of personal credit card debt that you want to pay off, you may be looking for help from debt reduction companies. There are several kinds of debt reduction companies, do you know the difference? Debt settlement agencies typically try to work out a deal with your credit card companies to pay off your debt at an amount that’s less than you currently owe. Debt consolidation firms will issue you a new loan to pay off a variety of old debts. And a debt negotiation companies will try to negotiate better terms and lower amounts on your behalf.

The trouble with debt reduction companies.

The difficult thing about working with debt reduction companies is knowing who to trust. Many for-profit firms will charge a great deal of money for eliminating credit card debt. They may make a lot of promises about how much they can save you, but often their efforts don’t pay off and you can even end up owing more money than when you started.

When looking at debt reduction companies, many financial experts emphasize the importance of choosing non-profit debt reduction companies, where your needs are more important than the organization’s profit and who’s business practices are regulated by the federal government. For many Americans comparing debt reduction companies, American Consumer Credit Counseling (ACCC) comes out on top.

ACCC: one of America’s most trusted debt reduction companies.

Founded in 1991, ACCC has helped thousands of consumers pay off their debts and learn how to live debt-free. Because we’re a non-profit firm, we can offer free credit counseling and low-cost fees on services that help you with managing debt. Our certified credit counselors are debt specialists – we’ll work with you to get a clear picture of your finances and how much you owe, and help you select the best debt reduction strategies for paying it off. We provide training and a wealth of educational materials to help you learn how to better manage money and live without debt in the future. We can answer all your debt consolidation questions, provide help with creating a budget, and discuss the pros and cons of different kinds of debt reduction companies. When you’re ready to take the first step to becoming free if your debts, contact us for a free, no-obligation consultation where you can find out how easy it is to work with our counselors, who are available six days each week to answer your questions.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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