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How to Consolidate Debt

Determining How to Consolidate Debt

Wouldn’t it be nice to have more money on hand every month to pay your bills? Everyone feels like this, but when you’re burdened with excessive debt, that desire is always on your mind.

Learning how to consolidate debt is a great way to regain control of your personal finances. But getting started can be challenging when you’re overwhelmed and feeling pressure to simply meet your payment commitments every month. The best place to start is to choose the right debt consolidation company that will work for your best interests and help you get on a path to financial freedom.

ACCC Can Show You How to Consolidate Debt

If you want to learn more about how to consolidate debt, American Consumer Credit Counseling (ACCC) can help. For more than 22 years as a non-profit, we have helped thousands of clients realize financial freedom by showing them how to consolidate debt in a way that’s responsible and effective. Our consolidated credit counseling services are provided by highly trained counselors who care about you. Your counselor will:

  • Assess your current financial situation and its causes.
  • Assist you in setting up a workable, effective budget.
  • Explore debt assistance programs to find the one that’s right for you.

The Steps Necessary in Determining How to Consolidate Debt

To get started, you need enough information to help you and your counselor determine the best options on how to consolidate your debt. To do this, follow these steps:

  • Gather together all your outstanding credit card statements.
  • Collect your outstanding statements on any other types of unsecured debt that you may have
  • Gather your monthly bills.

Then contact ACCC. As a non-profit debt relief agency, our mission is to help you learn how to consolidate debt at the lowest possible cost, with the best chance of success. We can put together a program that enables you to make just one consolidated debt payment per month and that may reduce your interest rates and shorten your pay-off period.

Contact ACCC today to learn more about how consolidated credit counseling can help you. And along with finding out how to consolidate debt, ask about our other services, such as homebuyer counseling or education about student loans.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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