If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools

Student Loan Calculator

With student loan debt at an all-time high, exceeding both automobile and credit card debt in the United States, it’s more important than ever to save for your education as far enough in advance as possible. It’s never too early to start building an education fund for yourself or for your children. Use the building an education fund calculator to help you determine approximately how much you will need to save on a regular basis before college begins.

Now that you’ve started building and contributing to an education fund, it’s time to revisit how much you expect college to cost. Download ACCC’s financial workbook for pre-college and current college students for helpful financial information on how to keep the cost of college down including how to earn money from part-time jobs and scholarships, how to budget your expenses and earnings during and before college, and how to save money on everything from text books to rent to clothing and electronics.

You made it through college and now the time has come to repay your student loan debts. It’s important that you are aware of the different repayment options available to you. Visit the student loan section of the Talking Cents blog to learn about everything from the student loan rate increase to student loan forgiveness, cancellation, and discharge. If you armed with the right information, paying off debt will be less intimidating.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
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