ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

How to Protect Your Credit, ATM and Debit Cards

(continued from Credit, ATM, and Debit Cards: What to Do If They’re Lost or Stolen)…

Protecting Your Cards

The best protections against card fraud are to know where your cards are at all times and to keep them secure. For protection of ATM and debit cards that involve a Personal Identification Number (PIN), keep your PIN a secret. Don’t use your address, birthdate, phone or Social Security number as the PIN and do memorize the number.

The following suggestions may help you protect your credit card and your ATM or debit card accounts.

For Credit and ATM or Debit Cards:

  • Be cautious about disclosing your account number over the phone unless you know you’re dealing with a reputable company.
  • Never put your account number on the outside of an envelope or on a postcard.
  • Draw a line through blank spaces on charge or debit slips above the total so the amount cannot be changed.
  • Don’t sign a blank charge or debit slip.
  • Tear up carbons and save your receipts to check against your monthly statements.
  • Cut up old cards – cutting through the account number – before disposing of them.
  • Open monthly statements promptly and compare them with your receipts. Report mistakes or discrepancies as soon as possible to the special address listed on your statement for inquiries. Under the FCBA (credit cards) and the EFTA (ATM or debit cards), the card issuer must investigate errors reported to them within 60 days of the date your statement was mailed to you.
  • Keep a record – in a safe place separate from your cards – of your account numbers, expiration dates, and the telephone numbers of each card issuer so you can report a loss quickly.
  • Carry only those cards that you anticipate you’ll need.

For ATM or Debit Cards:

  • Don’t carry your PIN in your wallet or purse or write it on your ATM or debit card.
  • Never write your PIN on the outside of a deposit slip, an envelope, or other papers that could be easily lost or seen.
  • Carefully check ATM or debit card transactions before you enter the PIN or before you sign the receipt; the funds for this item will be fairly quickly transferred out of your checking or other deposit account.
  • Periodically check your account activity. This is particularly important if you bank online. Compare the current balance and recent withdrawals or transfers to those you’ve recorded, including your current ATM and debit card withdrawals and purchases and your recent checks. If you notice transactions you didn’t make, or if your balance has dropped suddenly without activity by you, immediately report the problem to your card issuer. Someone may have co-opted your account information to commit fraud.

(continue on to Protect Your Credit, ATM or Debit Cards With a Registration Service)…

Dev Tool:

Request: debt-resources-tools/credit/credit-education/credit-atm-debit-cards-protecting-cards
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=credit/credit-education&debt-resources=credit-atm-debit-cards-protecting-cards
Loaded Template: single-debt-resources.php