If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

More Than 8 In 10 Americans Prioritize Paying Down Debt Rather Than Saving For The Future

As the average amount of consumer debt climbs, American Consumer Credit Counseling’s recent poll found that 83 percent of respondents opt to pay off debt rather than invest in a savings account. In fact, a large number of consumers, 58 percent, responded that they do not regularly contribute to a savings account. For those who said that they are unable to save for the future, they attributed it to a number of reasons including: not earning enough, putting savings toward credit card debt, spending too much to save, putting savings toward other debts, and contributing to a retirement fund instead.

The poll also found that on a weekly basis, the majority of respondents (37 percent) save nothing weekly, while others save anywhere from 20 to 150 dollars weekly. For a full breakdown of how consumers prioritize paying off debt versus saving for the future, see the infographic below:

More Than 8 In 10 Americans Prioritize Paying Down Debt Rather Than Saving For The Future

You can embed this infographic on your blog or website! Simply copy the code below and paste it into your website.

<a href="https://www.consumercredit.com/debt-resources-tools/infographics/information/more-than-8-in-10-americans-prioritize-paying-down-debt-rather-than-saving-for-the-future/"><img src="https://www.consumercredit.com/wp-content/uploads/2020/06/credit-card-debt-vs-savings_infographic.jpg" alt="More Than 8 In 10 Americans Prioritize Paying Down Debt Rather Than Saving For The Future" title="More Than 8 In 10 Americans Prioritize Paying Down Debt Rather Than Saving For The Future" /></a>
creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/infographics/information/more-than-8-in-10-americans-prioritize-paying-down-debt-rather-than-saving-for-the-future
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=infographics/information&debt-resources=more-than-8-in-10-americans-prioritize-paying-down-debt-rather-than-saving-for-the-future
Loaded Template: single-debt-resources.php