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Resources & Tools

More Than 8 In 10 Americans Prioritize Paying Down Debt Rather Than Saving For The Future

As the average amount of consumer debt climbs, American Consumer Credit Counseling’s recent poll found that 83 percent of respondents opt to pay off debt rather than invest in a savings account. In fact, a large number of consumers, 58 percent, responded that they do not regularly contribute to a savings account. For those who said that they are unable to save for the future, they attributed it to a number of reasons including: not earning enough, putting savings toward credit card debt, spending too much to save, putting savings toward other debts, and contributing to a retirement fund instead.

The poll also found that on a weekly basis, the majority of respondents (37 percent) save nothing weekly, while others save anywhere from 20 to 150 dollars weekly. For a full breakdown of how consumers prioritize paying off debt versus saving for the future, see the infographic below:

More Than 8 In 10 Americans Prioritize Paying Down Debt Rather Than Saving For The Future

You can embed this infographic on your blog or website! Simply copy the code below and paste it into your website.

<a href="https://www.consumercredit.com/debt-resources-tools/infographics/information/more-than-8-in-10-americans-prioritize-paying-down-debt-rather-than-saving-for-the-future/"><img src="https://www.consumercredit.com/wp-content/uploads/2020/06/credit-card-debt-vs-savings_infographic.jpg" alt="More Than 8 In 10 Americans Prioritize Paying Down Debt Rather Than Saving For The Future" title="More Than 8 In 10 Americans Prioritize Paying Down Debt Rather Than Saving For The Future" /></a>

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Dev Tool:

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