If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

Savings Tips

Make a budget and stick to it and always look for savings everywhere you can. For help creating and managing a budget, download our Household Budgeting Worksheet.

Budget Worksheet
Budgeting Worksheet (Printable)

Also, use our Rework Your Budget financial calculator to help you track your expenses and see where your money goes.

Joining organizations such as the American Association of Retired Persons (AARP) or the Association of Mature American Citizens (AMAC) can also help save you money. Don’t be afraid to ask for senior discounts everywhere you go. Most stores offer them but they are rarely advertised.

Another place to find discounts is your local senior center and town offices. Some towns offer seniors abatements on things like real estate taxes and water/sewer bills if you qualify (usually there is an age or income qualification). Also a lot of state governments have tax credits for seniors. For example, in Massachusetts there is a Senior Circuit Breaker tax credit for those that qualify based on income and usage.

Remember that if you earn under $50,000 annually, you can go to any Earned Income Tax Credit (EITC) tax coalition site and have your tax return done for free. To find a site near you, click here.

If you are having trouble balancing your budget because of credit card debt, contact ACCC for help. When you contact our approved credit counseling agency, a certified credit advisor will help you evaluate your current financial situation and provide you with personalized debt solutions based on your goals.

creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/retirement/how-to-prepare-for-retirement/savings-tips
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=retirement/how-to-prepare-for-retirement&debt-resources=savings-tips
Loaded Template: single-debt-resources.php