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Resources & Tools

What You Need To Know About The Latest Tax Reform

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To maximize your tax refunds, you’ll need to understand the most recent tax changes. To help, ACCC explains what consumers need to know about the latest tax reform.

Here are 7 points to note from the new tax reform:

  1. New Tax Brackets & Tax Deductions – 2018 tax brackets were updated with lower top marginal tax rates, percentage of income paid on taxes & new income levels. The standard tax deduction has increased from $6,350 to $12,000 for single taxpayers. It increased from $12,700 to $24,000 for married filing jointly. Deductions also increased from $9,350 to $18,000 for head of household.
  2. Personal Exemptions – Personal exemptions have now been eliminated. The original exemption allowed families to subtract $4,050 for each child/dependent.
  3. State and Local Taxes (SALT) – With the new tax freeform, SALT deductions are limited to $10,000. Before, there was no limit on SALT deductions.
  4. Child/Dependent Tax – The tax reform changes increase the child/dependent tax from $1,000 to $2,000 per child, with $1,400 being refundable.
  5. Mortgage Interest Tax Deduction – Tax reform restricts how much mortgage interest can be deducted. It decreased from $1 million to $750,000 for married couples. It also decreased to $375,000 for married couples filing separately.
  6. Charitable Donations – Tax reform increased this deduction from 50% to 60% of income for those who itemize their deductions.

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