If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Resources & Tools

7 Tips On How To Dress Well On A Budget

If you like our content, make sure to subscribe to our channel! 

Looking great in your clothes doesn’t mean you have to spend hundreds of dollars on an outfit from a designer store or on a custom-fitted dress.

Here are 7 tips on how to look great while staying on budget.

1. Make the most of the clothes you already own

Take some time to review your closet. Mix and match your clothes to create new styles and outfits. Sell or donate the clothes you don’t wear.

2. Buy fewer clothes

Focus on fewer things that you really love. Buy things that can go together and coordinate with other items in your wardrobe.

3. Buy classic items

Classics are styles that have been popular for years, like a little black dress for, or a great fitting pair of pants. Combine classic items with trendy accessories.

4. Shop the off-season

You can find deep discounts if you shop for your favorite designer clothes in the off-season.
By shopping for summer sandals in November you can find a great off-season bargain.

5. Avoid designer stores

You can get discount designer clothes for less if you shop at closeout websites or discount stores, such as Nordstrom Rack, T.J.Maxx, Marshall’s etc.

6. Stay on track with your budget

If you go shopping for clothes set a limit on how much you can spend. Get that much cash from the bank and keep it on you. That will help you stay within your budget.

7. Buy second-hand items

Thrift stores have some unbelievable deals on high quality items that cost a fortune in high-end fashion stores. You will find a selection of near-new clothes, shoes and accessories there.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/videos/money-management-videos/7-tips-on-how-to-dress-well-on-a-budget
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=videos/money-management-videos&debt-resources=7-tips-on-how-to-dress-well-on-a-budget
Loaded Template: single-debt-resources.php