If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Debt Solutions

Debt solutions from American Consumer Credit Counseling.

If you’re struggling with the weight of personal debt, American Consumer Credit Counseling (ACCC) offers debt solutions that include credit counseling, credit card debt consolidation and other debt management programs. As a non-profit organization our goal is simple: to provide help to individuals and families who want to get out of debt and live a debt-free future. Since 1991 we have provided debt solutions to tens of thousands of people just like you who needed help getting out of debt. Our counselors are experts who offer proven solutions, and as a non-profit organization we are proud to offer the most affordable rates in the industry. If you’re ready to end the cycle of debt and take the first step to a more secure financial future, get in touch with an ACCC credit counselor today.

What kind of debt solutions does ACCC offer?

Our debt solutions include credit counseling, debt management plans, and financial education about how to get out of debt and live free of debt in the future. When you work with ACCC, we will:

  • Evaluate your finances. One of our counselors will work with you to get a clear picture of your current finances, including your sources of income, your expenses and your various debts.
  • Help you set a budget. We will help you set a budget you can live with and a plan to manage your finances for a debt-free future.
  • Set up debt solutions. Next we’ll establish a debt reduction program – all of your unsecured debts will be consolidated into a single payment to ACCC, and we’ll make payments to creditors on your behalf.
  • Work with creditors. During the process, we will work with your creditors to secure a possible reduction in interest rates, late fees or over-limit charges, and reduce the amount of time it will take a pay off your debt.

What are the benefits of debt solutions from ACCC?

When you choose debt solutions from ACCC, you’ll be able to:

  • Save money – we work with creditors to lower your monthly payments and reduce your interest charges.
  • Get out of debt faster – usually within five years.
  • Have financial peace of mind – once you understand how to pay off debts and put a plan in place to live debt free, you’ll finally be able to worry less about managing your money.
  • Get the financial tools and debt solutions you need to manage your finances, manage credit card debt and avoid debt in the future.
See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-solutions
Matched Rewrite Rule: ([^/]+)(?:/([0-9]+))?/?$
Matched Rewrite Query: name=debt-solutions&page=
Loaded Template: single-resource-pages.php