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 COVID-19 Information from ACCC

emergency fund Calculator


Whether you face a natural disaster, sudden loss of income or unemployment, a death or other medical emergency, or anything in between, planning and having an emergency fund are crucial so you don’t fall behind on any of your financial obligations. Now that you’ve calculated exactly how much you have in your emergency fund, it’s important that you understand how to plan for emergencies, how to start and actually contribute to your emergency fund, and who you can contact for help in the process. Visit ACCC’s Budgeting for Emergencies center for more information.

If you have a plan when an emergency strikes, you will be less likely to acquire credit card debt and need debt assistance down the road. While an emergency fund can protect you financially during a disaster, you may still face serious financial after effects. For a step-by-step guidebook for recovering in a time of crisis, download this Emergency Financial First Aid Kit developed by Operation Hope in cooperation with the U.S. Department of Homeland Security.

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt reduction programs and debt relief services to help consumers nationwide figure out how to pay down debt and how to get out of debt quickly. Our professional credit counselors provide free credit counseling to help individuals and families find the right debt solutions to help with credit card debt and avoid debt in the future. Our debt management programs provide help with debts by consolidating payments on credit card debt and other unsecured loans, with credit card negotiation services to reduce credit card debt interest rates and finance charges, helping consumers to pay off debt more quickly.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member