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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Pay Credit Card Debt

Pay credit card debt off faster with ACCC.

When you owe too much money, you want nothing more than to pay credit card debt off as quickly as you can. But it’s hard to pay credit card debt down when you’re struggling financially and you can barely cover the monthly minimum payments.

Many consumers aren’t aware of the many resources available to them to help manage their finances more effectively and pay credit card debt off. For thousands of individuals and families across the U.S., American Consumer Credit Counseling (ACCC) provides invaluable advice on how to pay down credit card debt, get control of their finances, and begin working for a debt-free future.

Contact ACCC today to schedule a free, no-obligation consultation where you can learn about your options for how to pay credit card debt down and how to get rid of debt altogether.

How ACCC helps you pay credit card debt.

As a non-profit organization, we’re dedicated to showing you how to pay down debt – including how to pay credit card debt, unsecured loans, and other debts that may be weighing you down financially. Our professionally trained and independently certified credit counselors are experts at helping you understand the options for how to reduce credit card debt. They’ll help you put together a plan to pay credit card debt over time and assist you every step of the way.

During your free consultation with our credit counselors, we’ll perform a complete evaluation of your finances and personalized options based on your financial goals, which may include a debt management plan.

A debt management plan can help pay credit card debt down.

For many consumers, a debt management plan is a great way to pay down credit card off more quickly – usually within five years. Under our debt management plan, you’ll make monthly payments to us instead of to your credit card companies, and we’ll make payments to them on your behalf. This simplifies your finances and lowers the stress of owing a lot of money to different creditors – it’s our job to pay all the monthly bills. To help with credit card debt, we’ll also negotiate with your creditors for possible reductions in interest rates, finance charges, late fees, and other charges. These reductions can save you hundreds or thousands of dollars, and are a great solution for how to pay down credit card debt more quickly.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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