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If you have taken the proactive step to start saving for a financially healthy future, it’s important to know how much your savings will increase in value based on the interest rate associated with your account. This way you will have a clearer idea of how much money you will have saved for a milestone such as retirement.

If you have decided to start saving and have the financial capability to, you are one step ahead. According to a recent poll conducted by American Consumer Credit Counseling, 75 percent of consumers do not feel adequately prepared for retirement. For a full breakdown of the statistics found in this poll about retirement saving, reference the infographic.

Another recent poll conducted by ACCC found that 37 percent of consumers put their savings toward credit card debt and only 11 percent put their savings toward a retirement fund instead. Interestingly, 34 percent reported that they do not earn enough to save. For more information about paying off debt versus saving for the future, check out this infographic. The more accurate of a picture you have of your financial situation, the better you will be to plan for the future.

American Consumer Credit Counseling (ACCC) is a leading source for personalized debt management advice and programs to consolidate your debt. If you are interested in consolidating debts, contact one of ACCC's credit advisors to learn how to consolidate bills without having to take a consolidation loan as would be suggested by some other debt relief agencies. As a Better Business Bureau accredited credit counseling agency, you can count on ACCC for fair and honest help with credit issues. We are also approved by the Department of Justice to provide pre-bankruptcy counseling and post-bankruptcy credit counseling courses.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member