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6 Tips for a Successful Black Friday and Cyber Monday

 

It is important for consumers to have a plan before approaching Black Friday and Cyber Monday. Having a plan and a budget helps consumers avoid the temptation to overspend.

ACCC has these tips for a successful Black Friday and Cyber Monday:

1. Budget – Have a budget before you hit the stores or the internet, and avoid impulse purchases.

2. Research – Research the products you know you want to buy in advance and take note of the prices at different stores to see who has the best deal.

3. Return Policies – Ask about the return policies before making a major purchase.

4. Hidden Costs – Many deals, especially on Cyber Monday, look great until you start looking at the hidden costs, such as shipping and taxes. Review all charges before purchasing an item online.

5. Compare and Contrast – Many stores offer price matching. Compare the prices of a product at several different retailers, and if you find a better deal, see if they offer a price match.

6. Arrive Early – Black Friday deals usually start early in the morning, and the biggest and hottest items fly off the shelves fast. To get the best deals, you should arrive early.

American Consumer Credit Counseling (ACCC) provides non-profit credit counseling and debt reduction services for consumers with credit problems who want to know how to pay off credit cards and how to get out of debt. Our certified credit counselors have helped thousands of individuals and families nationwide pay off credit card balances and unsecured debt through credit card relief programs and credit card debt solutions. Our debt management plans provide a kind of personal debt consolidation strategy for help getting out of credit card debt, and we offer a wide variety of financial education services to consumers who need help getting out of debt and managing their finances more effectively.

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