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How to Handle 5 Awkward Money Situations


Whether it’s friends not paying you back or family asking you for a loan, we all have experienced some sort of awkward money situation. ACCC has some advice on how to handle 5 awkward money situations:

1. You haven’t been paid back
It is important to remind friends or colleagues to repay you, whether with cash or through Venmo. Of course, if they can’t afford it now, you can give them more time.

2. Pressure to donate to a charity
Around the holidays, there is often pressure to donate to a charity, and it can be awkward if you can’t afford it. It’s okay to decline for now and say you’d like further information and will think about donating in the future.

3. Managing increasingly expensive activities
Speak up in the beginning stages of planning if you don’t think you can afford to attend a group activity or event your friends are organizing.

4. The costly bridal party

The costs of being in a bridal party can add up quickly. If you know you will be in a friend’s bridal party, start saving once they get engaged. Otherwise, be upfront with them about your financial situation as soon as possible.

5. Questions about salary
A coworker asking how much money you make can be extremely uncomfortable. You can handle the situation in a variety of ways, whether through humor or being upfront and simply saying you would rather not share that information.

Experiencing money & budgeting troubles? ACCC’s counselors can help.

Call today 800-769-3571 or visit us on the web at

American Consumer Credit Counseling (ACCC) offers consumer credit solutions ranging from debt counseling and debt consolidation relief, to pre-bankruptcy counseling and post-bankruptcy debtor education. If you are seeking debt consolidation options, ACCC offers a simple and effective consolidation program that's more prudent and beneficial than a debt settlement solution or taking out loans for debt consolidation. For personalized credit counseling advice and to learn about the best way to consolidate debt, contact an ACCC credit advisor today.

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