Skip to Content

Insurance Claim Steps Post Identity Theft

 

Do you have identity theft insurance?

ACCC discusses 4 crucial things to know about filing an identity theft claim:

1. Check the policy

It’s important to know what exactly will be covered!

It should cover the costs of reclaiming your identity, such as notary fees, lost wages and sometimes attorney fees.

2. Report it

Immediately report identity theft to the police and your credit card company. You will need the police report to file the insurance claim.

3. Restoration Service

If your insurance company has restoration service, great! Most of the work to reclaim your identity will be done for you.

4. No Restoration Service

If your insurance company does NOT offer restoration service, you will be responsible for restoring your financial identity on your own. Be sure to keep receipts to then submit for reimbursement from the insurance company. 

Remember, check your financial accounts at least once a week for suspicious activity to protect yourself against identity theft!

 

American Consumer Credit Counseling (ACCC) is a nonprofit company that provides consumers with free credit counseling and low-cost services. When considering debt settlement or credit card settlement services with a settlement company, consumers can consult with our highly trained counselors about debt settlement pros and cons, get details about the debt settlement process and learn how a debt settlement program can impact credit scores. We can also share information about the benefits of debt management vs debt consolidation vs debt settlement and explain how to settle debt most effectively. Consumers can also get answers to questions like “Does debt settlement affect your credit?” and “How bad is debt settlement for your credit if your settlement offer is not accepted?”

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member