If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Getting out of debt fast

Need help getting out of debt fast?

Looking for ways of getting out of debt fast? You’ll find no shortage of people willing to help you. From credit card companies offering balance transfers to loan companies offering to help pay down your debt, there are a lot of people promising to show you ways of getting out of debt fast. But the truth is that getting out of debt fast requires patience, discipline, and excellent advice – and that’s exactly what you’ll find at American Consumer Credit Counseling (ACCC).

We’re a nonprofit organization that provides free credit counseling and debt reduction strategies, as well as low-cost debt management and credit card debt elimination services for consumers nationwide. For over 20 years, we’ve helped thousands of consumers find ways of getting out of debt fast – usually within five years – and regain control of their financial future. When you want more information on getting out of debt fast, contact our credit counselors for a free, no-obligation counseling session to discuss your options.

Our strategies for getting out of debt fast.

When you contact our debt relief center, we’ll first work with you to get a clear picture of your financial situation. Then we’ll discuss all the options you can consider for ways of getting out of debt fast. We’ll give you the pros and cons of debt consolidation vs. debt settlement, provide information about bankruptcy, and trying to help you determine which debt reduction plan is right for you.

If your situation looks right for it, we may recommend a debt management plan. This is one of the most effective strategies for getting out of debt fast. In a debt management plan with ACCC, we’ll help you create a budget that you can live with while you pay down your debts. We’ll consolidate all your debt payments into one easy monthly payment – you’ll pay us and that we’ll take care of paying all your individual creditors. That also lets us work with them on debt elimination options to try to reduce your interest rates and finance charges, and to stop late fees and over-limit fees so you can pay off your debt more quickly.

Getting out of debt fast with ACCC.

Why choose ACCC for help getting out of debt fast?

  • As a nonprofit organization, our fees are about as low as they come, and we offer free credit counseling services to help get you started on your plan for getting out of debt fast.
  • We offer free financial education and materials on our website to help you learn more about budgeting, saving for retirement and college, buying a home, and much more.
  • Our counselors are highly trained and certified – they’re experts at helping people just like you create a plan for getting out of debt fast.
See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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