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Homebuyer education

Homebuyer education can help you save money and build confidence.

Buying a home is one of the biggest, most exciting and most nerve-racking financial decisions of your life. That’s why it’s a good idea to consider homebuyer education before you begin the process of looking for a home.

A good home buyers guide will provide you with a comprehensive understanding of the homebuying process. When you take a homebuyer education course, you’ll learn about all the things you need to do before you even begin looking for a home – like setting a budget and reviewing your credit rating. You’ll learn how to determine how much house you can afford and what kind of money to put down. You’ll also get home buying tips about working with realtors, making offers on a house and getting the best rates and terms on a mortgage.

A first time home buyer course will also provide homebuyer education about government-backed mortgages with low interest rates that are available to certain first-time buyers, veterans and other qualified individuals.

Armed with all this information, you’ll be feel more confident about entering the housing market and will make better choices on decisions that may impact your financial life for years to come.

Homebuyer education from ACCC

American Consumer Credit Counseling (ACCC) provides homebuyer education classes that you can take in-person or online. As one of the nation’s leading providers of financial education and credit counseling services, ACCC is dedicated to helping individuals and families achieve financial health through education, credit counseling and debt management services. Our housing counselors can help you evaluate your current financial situation, determine whether you’re financially ready to purchase a house, and help you take the steps to prepare for your monthly mortgage payments.

Our homebuyer education course is one of the most comprehensive courses available. It meets HUD guidelines and exceeds national industry standards for homebuyer education. The course is optimized for mobile devices so you can complete sections on your smart phone or tablet, allowing you to work on homebuyer education throughout the day.

As a first time home buyer guide, our course provides a certificate of completion that you can download, print and provide to lenders in order to qualify for federal loan programs.

Advantages of ACCC’s homebuyer education courses

At ACCC, homebuyer education can help you to:

  • Look at your financial situation to understand how much you can afford in a monthly mortgage payment.
  • Save for a down payment.
  • Determine whether a 30-year fixed mortgage, a five-year ARM or another kind of mortgage product is best suited to your financial situation.
  • Know how to talk to realtors, mortgage lenders and other people you will encounter in the homebuying process.
  • Understand every aspect of the home buying journey, so you can move through it with confidence.
  • Get answers to all your questions, including “What is mortgage insurance?”

Learn more about homebuyer education with ACCC or get answers to the question “What is reverse mortgage?”

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