Skip to Content


The Show Me State has an economy fueled by major industries including aerospace, food processing, and agriculture. With strong livestock, soy, and rice imports, Missouri’s farms are a source of pride for all residents. Other big industries include coal, limestone, and research and development in fields like like biotechnology and genetics.

Unfortunately, its residents still feel the pinch of credit card debt, with an average of $4,796 per person. Though the unemployment rate is low compared to other states, many residents still find themselves drowning in debt and in need of debt reduction.

Residents of Missouri can receive debt management advice and financial counseling free of charge. We also offer a debt management plan to qualified individuals. The accredited credit counseling sessions are completely free of charge and callers are under no obligation.

Residents of Missouri can call our toll free number, or apply online through our online application.

Testimonials from Missouri clients 

"This has saved my life! There is light at the end of the tunnel. I cannot thank you enough for how helpful this has been. I will admit, it is difficult at times to put so much money towards this debt but it feels so good to see progress! I was drowning in high interest rates and this was the best way to get help and pay off my debt.”
-Cara R.

"The information I received was tailor-made for me. I didn't like the financial situation I had put myself if and I'm thankful for the services ACCC provides.”
-Tammy W.

"I am in even better shape now than I was a year ago, and I give you all the credit. You helped me out so much and helped me to get debt free! The only debt I have is a debt of gratitude to you!”
-Paula C.


1) Missouri residents have an average of $4,796 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

For individuals and families trying to figure out how to pay off debts, American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, credit card reduction and consumer debt management services for consumers nationwide. Our certified credit counselors provide financial education for anyone wanting to learn how to get out of debt and how to eliminate credit card debt. As alternative to expensive debt restructuring services and credit card debt consolidation loans, our debt management plans are a kind of credit card relief program that have helped thousands of people pay down credit card debt by consolidating payments and reducing interest rates and finances charges. We also offer bankruptcy counseling, housing counseling and other financial education services for help getting out of debt.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member