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prevent Foreclosure

Our foreclosure specialists may be able to help you prevent foreclosure by providing you with options. We will educate you about the foreclosure process, and options available to stop foreclosure. There are times when a financial hardship, an unexpected life occurrence, or even the wrong kind of loan makes it difficult for you to make your monthly mortgage payment on time. You may find yourself in default of your loan if monthly payments are delinquent more than a couple of months, resulting in the lender filing for foreclosure in order to auction off the house for repayment of the debt. If you have fallen behind on your mortgage or rent payments, or you anticipate not being able to make consistent mortgage payments, we can help. Our certified housing counselors will address your present financial situation and provide you with expert suggestions and will review various options with you.

ACCC’s Housing Counselors will educate you on:

  • Consequences of foreclosure
  • Possible repayment plans
  • Forbearance agreement
  • Loan modifications
  • Refinancing options
  • Possible sale of your home
  • Pre-foreclosure sales
  • Deed in lieu of foreclosure

Regardless of your particular situation, what is important is to act as soon as you fall behind. ACCC’s housing counselors will provide you with a complete budget analysis in order to help assess your situation, and present you with various options to address your particular situation. Our foreclosure prevention services are designed to assist you in understanding the complex foreclosure process and identify a possible course of action.

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling agency offering a free credit counseling service and low-cost debt management program. As a leader among credit counseling companies, we offer access to certified and highly trained debt advisors who provide credit card counseling to help consumers create an effective get out of debt plan. Our counselors can also offer information about the pros and cons of a debt consolidation plan, provide details about debt consolidation for bad credit, and answer questions like "Is debt consolidation good or bad?"

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member