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ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Student Loan Relief

Need student loan relief?

If your student loans payment is more than your budget can bear, you may be able to qualify for student loan relief.

College debt is something that many consumers struggle with, often into their 30s, 40s and even 50s. Without student loan relief, it can be hard to fulfill other financial dreams like getting married, buying a house or saving for retirement.

When you find yourself too deeply in debt, there are a number of ways to find student debt relief, and the financial professionals at American Consumer Credit Counseling (ACCC) can help you choose the options that make the most sense for your financial situation.

Find student loan relief with help from ACCC.

ACCC is a nonprofit organization with a mission to help consumers regain control of their finances and get out of debt for good. We provide free credit counseling and a low-cost debt management plan along with free educational resources and financial tools to help manage your money more effectively.

When it comes to student loan relief, our certified and highly trained counselors are experts at understanding your situation and directing you to the most appropriate resources for your financial goals.

At your first free credit counseling session, we’ll take time to review your finances and your financial goals, and then take you through all the options available to you for student loan relief. Our counselors can connect you with the many state and federal student loan relief programs that may help you manage your debt more easily.

Options for student loan relief.

Your ACCC credit counselor can help you determine which of the following forms of student loan relief may be most appropriate for you.

  • Student loan consolidation. By consolidating multiple old loans into a single new loan, you may be able to lower your monthly payment and save money on interest.
  • Student loan forgiveness program. Graduates going into the military, education, healthcare or public service may qualify to have all or a portion of their student loans forgiven.
  • A new payment plan. You may qualify for a federal student loan relief program that can lower your monthly payment or tie it to your income level.
  • Deferment or forbearance. If you meet certain criteria, you may be eligible to receive a deferment or forbearance, enabling you to temporarily postpone or reduce your monthly payments.

Learn more about student loan relief at ACCC and about resources for consolidating private student loans.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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