If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested for us to call you.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Our credit counseling services can help you in a stressful and confusing time.

How Can Credit Counseling Help Me?

Given the tough social and economic conditions people face, many are looking for debt advice to deal with their financial difficulties. This is where you may hear the term credit counseling. So, how can credit counseling help me? Before we … Read More »

Consolidating debt with bad credit isn't your only option.

Should You or Shouldn’t You? Consolidating Debt with Bad Credit

Debt consolidation can be a good option for consumers who are overwhelmed by high interest credit card debt. However, in order to get a better interest rate through consolidation, you need good credit. But what happens to consumers with bad … Read More »

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