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The Badger State is also known as America’s Dairyland, as a leading producer of dairy products like cheese. Wisconsin’s diverse geography includes lakeshores and plains, allowing for a wide range of industry in its economy. The economy is largely driven by manufacturing, tourism, and agriculture.

Unfortunately, its residents often have credit problems. The average resident has $4,327 worth of credit card debt, and may need help getting out of debt.

Through ACCC, residents of Wisconsin can receive free accredited credit counseling and debt advice. There is also a debt management plan offered to qualified individuals. There is no obligation to the financial counseling offered by ACCC.

Residents of Wisconsin can call our toll free number, or apply online through our online application.

Testimonials from Wisconsin clients

“ACCC has saved our family from losing everything. We were sinking into the credit card sink hole, which was our own fault. We have been making monthly payments to all our creditors, at a lower interest rate. We finally see the silver lining at the end of the credit card spiral and will never go down that path again. Thank you, ACCC, for providing excellent guidance in debt management and allowing our family in keeping our dignity!”
-Laura O.

“I thank you for all that you have helped me with – improving my money management skills, eliminating a large debt, having one payment monthly, and reduced interest rates. I will be completed in November and it is all [thanks] to you.”
-Joanne L.

“This program has reduced our debt and got us to a point in our finances that wouldn’t have been attainable without the program. ACCC has changed our lives and made our dreams possible.”
-Lucy B.



1) Wisconsin residents have an average of $4,327 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) is a nonprofit debt counseling agency offering free debt counseling services and a low-cost debt management services. As one of the nation's leading credit counseling agencies, our certified and highly trained credit counselors help individuals to understand the advantages and disadvantages of government debt consolidation programs, of a private debt consolidation program and of debt consolidation with bad credit. In contrast to a debt consolidation counseling agency or credit card counseling service, we help consumers find credit debt relief by determining the most effective way to pay off debt without taking on new loans.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member