About Us
American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling agency dedicated to helping individuals and families overcome financial challenges. Since 1991, we’ve helped more than 2 million consumers regain control of their finances through debt management programs and financial education services.
Our Mission
ACCC strives to empower consumers to regain control over the quality of their lives through financial education, certified credit counselors, and comprehensive debt relief solutions.
Our Vision
We envision a world where every individual has access to the knowledge and resources required to conquer financial challenges and fulfill their aspirations. We are committed to fostering a sustainable financial future that ensures the legacy of knowledge, freedom, and opportunity for generations to come.
Why Trust ACCC?
- Better Business Bureau A+ Rating
- NFCC-Certified Credit Counselors
- COA Accredited Nonprofit Organization
- 30+ years of trusted service
- Licensed in all 50 states
- 100% confidential and secure counseling
- Multilingual support available (English & Spanish)
Our Impact
- 2,000,000+ clients served nationwide
- $4 billion+ in unsecured debt repaid
- Average monthly payment reduction: 30%
- Average interest rate reduction: from 22% → 8%
- 97% client satisfaction rate
- Learn more about what people are saying about us in our testimonials
What We Offer
Explore our full range of services:
- Free Credit Counseling
- Debt Management Plans (DMPs)
- Housing Counseling Services
- Bankruptcy Counseling & Education
- Financial Education Resources
Learn More About ACCC
Ready to Take the First Step?
Schedule Your Free Credit Counseling Session Today »
General Disclaimer: ACCC is not a loan company. ACCC is a registered or licensed debt management service provider where applicable. Specific license information is available upon request. Not all services are available in all states. Fees may apply for debt management plan services. Terms and conditions apply. Eligibility requirements apply for debt management plans. Individual results may vary depending upon a number of factors including creditor participation.
None of the information contained in this website constitutes, nor should be construed as financial advice.
Additional Resources
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Budgeting Tips and Tricks
A budget is the cornerstone of responsible financial planning. It shows exactly how much money you have and where it’s being spent. Use our compiled helpful resources, tips, and tools to help you understand and create a successful budget.
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Understanding Credit
Credit is a convenient way to pay for things, but knowing how to manage and maintain good credit can be very challenging. Check out our find informative articles that will help you learn all about maintaining good credit.
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Calculators to help manage your money
Use ACCC’s financial calculators to help you better track and budget your income and expenses to help you better manage your money.
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How to prepare for retirement
In your golden years? It’s important that you are knowledgeable about your financial situation so you are prepared to lead a financially healthy life. Get our checklist to help you with your preparations.
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Say goodbye to the burden of debt
Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.
