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About American Consumer Credit Counseling

History

Founded in 1991, American Consumer Credit Counseling (ACCC) is a nonprofit (501) (c)(3) organization, offering confidential consumer credit counseling services, debt management, budget counseling, bankruptcy counseling, housing counseling, student loan counseling and financial education to consumers nationwide. ACCC is a leader in the credit counseling industry and has national counseling experience.

ACCC is dedicated to helping people regain control of their finances and plan for a debt-free future. Our professionally trained and certified counselors assist individuals in all of their financial needs and provide a plan of action to address their financial situation.

ACCC is a member of the National Foundation for Credit Counseling (NFCC), is accredited by the Council on Accreditation (COA), and is accredited by the Better Business Bureau with an A+ rating.

OUR MISSION

ACCC strives to empower consumers to regain control over the quality of their lives through financial education, counseling, and debt management. 

Our Vision

ACCC strives to develop a greater community of financially responsible individuals and families that will thrive for generations to come. Through collaboration with community partners and financial institutions, ACCC is dedicated to providing unsurpassed financial education and services to those who need it most.

General Disclaimer: ACCC is not a loan company. ACCC is a registered or licensed debt management service provider where applicable. Specific license information is available upon request. Not all services are available in all states. Fees may apply for debt management plan services. Terms and conditions apply. Eligibility requirements apply for debt management plans. Individual results may vary depending upon a number of factors including creditor participation.

None of the information contained in this website constitutes, nor should be construed as financial advice.

American Consumer Credit Counseling (ACCC) is a nonprofit organization providing free credit counseling and debt settlement advice along with low-cost services to consumers interested in eliminating debt or negotiating credit card settlement. Our certified counselors help consumers understand the benefits of bankruptcy versus debt settlement and provide resources to help reduce or settle credit card debt most effectively. We can explain how debt settlement companies work and outline the debt settlement credit score impact and provide details about alternative ways to settle debt. Through credit counseling, consumers can get answers to questions like “How does debt settlement affect my credit?” and “Is debt settlement bad?” and learn how to settle credit card debt without damaging credit ratings.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member