If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt Relief Options

Looking for debt relief options?

If you feel like you are drowning in debt and have too many bills, American Consumer Credit Counseling (ACCC) offers a variety of debt relief options. As a non-profit agency, our mission is to provide of debt relief options for individuals and families, helping them get out of debt and manage their money more effectively. We offer free credit counseling and our debt reduction programs are extremely affordable – because we’re a non-profit, our rates are among the lowest in the industry. Our credit counselors are certified and highly trained, enabling them to provide you with debt relief options that are tailored to your unique financial situation. Find out more about the debt relief options available to you – contact us today for a free, no-obligation consultation.

Debt relief options from ACCC.

We offer a broad range of services, from credit counseling to financial education to debt elimination programs. Over the past 22years, we have found that a debt management program is one of the most effective tools to eliminate debt. In our debt management program, we provide the support you need to pay off your debt more quickly – usually within five years. As opposed to debt restructuring, debt consolidation, and other debt relief options, our debt management program does not require you to take out a new loan. Rather, we consolidate your payments so you can make just one convenient monthly payment to us and we will pay all of your creditors for you.

This is effective for two reasons: making one payment per month simplifies your finances and makes it easier to keep up with payments. You can even choose the day each month when your payment is due. And because we’re working directly with your creditors, it’s easier for us to seek possible reductions in finance charges, interest rates, late fees and over-limit charges. That means the amount of your consolidated payment will likely be less than the total of your payments before you enrolled in the plan. Ultimately, these concessions will help you save money and pay off your debt more quickly.

Other debt relief options.

In addition to our debt management program, our other debt relief options include:

  • Credit counseling – we help you assess your current financial situation and provide personalized options based on your goals.
  • Bankruptcy counseling – ACCC is approved by the Department of Justice to provide pre-filing bankruptcy counseling and post-bankruptcy debtor education.
  • Financial education – we offer a number of financial tools, calculators, and articles on a wide variety of topics that you can use to improve your personal financial situation.

Contact us today to learn more about debt relief help from ACCC.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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