If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


How to Get out of Credit Card Debt

Want to know how to get out of credit card debt?

For many consumers, the recent financial crisis hit hard. Many individuals and families are struggling financially and trying to figure out how to get out of credit card debt. If you’re having trouble paying off debt and want to learn how to get out of credit card debt, contact American Consumer Credit Counseling. As a non-profit organization, our professional credit counselors are experts at teaching consumers how to manage money, how to take control of finances and how to get out of credit card debt. We offer free credit counseling and affordable debt management plans for getting out of credit card debt more quickly – usually within five years. You don’t have to struggle with credit card debt alone. Call us today for a free, no-obligation consultation and learn how to take the steps to get out of debt.

How to get out of credit card debt with ACCC.

When it comes to strategies for how to get out of credit card debt, we offer a simple but highly effective solution. First, our professional credit counselors will work with you to evaluate your financial situation – they’ll help you take stock of all of your debt and assets as well as your expenses and income. They’ll show you how to get out of credit card debt by helping you set a budget – something you can live with, but a plan that sets aside money each month to pay down credit card debt.

If you want to learn how to get out of debt fast, we might recommend that you enroll in a debt management program. Most of our clients in a debt management plan are able to pay off their debt within five years. Here’s how it works: instead of making multiple payments to many creditors each month, you’ll make just one payment to ACCC, and we’ll pay the credit card companies for you. That means you have just one payment to keep track of, reducing the stress of owing money and making it easier to stay current. To help you get out of credit card debt more quickly, we’ll work with your creditors to seek possible reductions in finance charges and interest rates, as well as late fees and over-limit fees. In the end, a debt management plan may help you save hundreds or thousands of dollars.

Why come to ACCC to learn how to get out of credit card debt?

Why choose ACCC? It’s simple: we’ll show you how to get out of credit card debt more quickly and with less cost. As a nonprofit agency, we provide free credit counseling and our fees are among the lowest in the industry. Our counselors can show you how to pay down debt more quickly, saving you money. We also provide a variety of free educational resources on our website – you’ll find information on everything from creating budgets to managing credit card debt to buying a home.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: how-to-get-out-of-credit-card-debt
Matched Rewrite Rule: ([^/]+)(?:/([0-9]+))?/?$
Matched Rewrite Query: name=how-to-get-out-of-credit-card-debt&page=
Loaded Template: single-resource-pages.php