California’s financial landscape may be complex, but achieving financial stability is possible for Irvine residents. While the state grapples with its debt burden, American Consumer Credit Counseling  is here to empower you to manage your finances effectively.

Irvine boasts a thriving economy, excellent schools, and a high quality of life. However, the cost of living can be significant. Californians on average carry $6,222 in credit card debt according to Experian. Considering the higher cost of living in Irvine, this number could potentially be higher for local residents.

Housing costs are a major factor, with the median rent for a one-bedroom apartment exceeding $2,000. Even with Irvine’s strong job market, managing daily expenses can be challenging. This financial pressure can lead to credit card reliance, potentially creating a burden of debt.

The good news is you don’t have to navigate these challenges alone. American Consumer Credit Counseling (ACCC) is a free resource offering Irvine residents:

  • Free credit counseling: Our certified credit counselors can analyze your financial situation and develop a personalized plan to manage your debt and improve your credit score.
  • Debt management plans: We can consolidate your credit card debt into a single monthly payment, potentially lowering your interest rates and simplifying repayment.
  • Financial education workshops: Learn valuable budgeting, money-saving tips, and strategies for long-term financial wellness.

ACCC is here to help Irvine residents achieve their financial goals and getting out of debt. Contact us today to schedule a free credit counseling session and take control of your financial future.


17875 Von Karmen Ave
Suite 150 & 250
Irvine, CA 92614

Phone: 877-440-1773

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.

Have you spoken to one of our credit counselors or been through our debt management program? We would love to hear your thoughts! Leave us a review to let us and others know how your experience was.

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. Irvine households have an average of $15,814 in credit card debt.
  2. You can get a free credit counseling session.
  3. In most cases you can Pay off your debt within five years.
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