Jacksonville sealThe City of Jacksonville is located along the Atlantic Ocean in Northeast Florida. Being centered on the banks of the St. Johns River, Jacksonville is nicknamed the “River City by the Sea”.

Jacksonville is a popular destination for visitors looking for an affordable yet luxurious vacation. Well-known known for its wide white-sand beaches, world-class fishing, extensive park system, historic neighborhoods, creative street art scene, authentic coastal cuisine, delicious craft beer and vibrant nightlife, Jacksonville provides endless opportunities for exploration.

Jacksonville has the largest population in Florida and the twelfth most populous city in the United States. There are many ethnic groups in Jacksonville including Hispanic, Asian, Filipino, Arab, African American, and American Indian communities.

According to the US Census Bureau data, the median income for a household in Jacksonville in 2013 – 2017 was $50,555, and per capita income was $27,486. Below the poverty line were 16.4% of the population.

According to Federal Reserve, Jacksonville was ranked 16th in the top cities with the most credit card debt in 2017 with $6,781 as the average credit card balance. These facts strongly suggest that Jacksonville residents may need the help of a credit advisor or a debt management program.

American Consumer Credit Counseling is a nonprofit 501 c(3) organization that provides credit counseling services that include a debt management plan, bankruptcy counseling, student loan, and housing counseling, as well as financial education to consumers nationwide. American Consumer Credit Counseling operates in all 50 states and can help consumers in the Jacksonville area manage their credit card debt and gain financial peace of mind.


50 N. Laura Street Suite 2500 Jacksonville, FL 32202
Phone: 904-516-5421

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.

Have you spoken to one of our credit counselors or been through our debt management program? We would love to hear your thoughts! Leave us a review to let us and others know how your experience was.

Jacksonville office

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. Jacksonville residents have an average of $6,781 in credit card debt
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years
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