If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt consultant

Too much debt? A debt consultant can help.

If you’re feeling overwhelmed by debt, consider talking to a debt consultant who can help you strategies to get out of debt and live without debt in the future.

From student and personal loans to credit card balances and other bills, debt is something that can build up easily and get out of control quickly. Carrying too much debt becomes paralyzing, keeping you from achieving your financial goals and building the lifestyle you desire.

When you seek debt relief counseling, you can work with a debt consultant who can help you identify the best way of paying down your debt as quickly as possible, and share ideas with you for ways of managing your money to avoid taking on additional debt.

To speak with a highly trained and certified debt consultant, contact the credit counselors at American Consumer Credit Counseling (ACCC).

Find a debt consultant at ACCC.

ACCC is a nonprofit organization dedicated to helping consumers get control of their finances and eliminate debt from their lives. Since 1991, we’ve helped thousands of individuals and families to create a plan for paying off debt and provided support as they regain control over their quality of life.

When you come to ACCC, you can:

  • Talk to a debt consultant over the phone, or in person at our credit counseling center.
  • Enjoy free credit counseling and low-cost debt management services. As a nonprofit organization, we’re able to offer a debt consultant that is free of charge, and our fees for debt management services are among the lowest in the nation.
  • Work with a highly reputable agency with an A+ rating from the Better Business Bureau.

What an ACCC debt consultant can do for you.

When you work with a debt consultant from ACCC, we’ll first help you understand exactly where you stand financially. We’ll look at your income and expenses as well as your assets and debts, and then we’ll put together a list of personalized recommendations based on your financial goals.

Your ACCC debt consultant can also answer your questions about ways of reducing debt, including a debt settlement agreement, debt management plans and seeking debt consolidation help. We also do bankruptcy counseling and can help you understand what life after bankruptcy might look like.

Finally, we’ll help you put together a get-out-of-debt plan and we’ll be available to help you with each step until you reach your goals.

Learn more about working with a debt consultant at ACCC, and about the pros and cons of consolidated debt relief.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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