If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Financial counseling services

Reduce your debt with financial counseling services.

Financial counseling services can be extraordinarily helpful when you find yourself deeply in debt. When your credit card balances are too high or your student loans feel overwhelming, financial counseling services can help you find a way to manage your debt more effectively, pay down your debt over time and learn to live debt-free in the future.

There are a great many options for financial counseling services in the market today. Anyone who is in debt or has large balances on their credit card is used to receiving offers almost daily for balance transfers, debt consolidation and other forms of credit debt relief. But before you say “yes” to a credit card counseling service or a debt consolidation program, it’s wise to look closely at the organization you’re trusting with your financial future. Many companies offering financial counseling services are for-profit ventures, and they may be likely to recommend options that benefit them more than you.

When you want financial counseling services that are delivered with your interests at the forefront, consider non profit consumer credit counseling from ACCC.

ACCC: a national provider of financial counseling services.

American Consumer Credit Counseling (ACCC) is a nonprofit organization offering confidential financial counseling services, including debt management credit counseling, bankruptcy counseling, housing counseling and more. With highly trained and certified credit counselors and an A+ rating from the Better Business Bureau, we have been a national leader in the financial counseling services industry since 1991.

Our mission: to give you control over the quality of your life through financial education, counseling and debt management. That means when you choose financial counseling services from ACCC, you get:

  • Expert advice from counselors who care deeply about helping people escape debt.
  • Free credit counseling and low-cost debt management services.
  • Excellent customer service and convenience – we are available six days a week by phone, or in person to discuss your financial situation and goals.
  • A customized plan for getting out of debt based on your financial goals, with a budget you can live with while you pay down your debt.
  • Free educational materials to help you budget and manage money more effectively.

What to expect from ACCC’s financial counseling services.

When you come to ACCC for financial counseling services, we’ll first discuss your financial situation to get a clear picture of your income, expenses, assets and debts. Next, we’ll explore options available to you and help you determine which approach to debt reduction makes the most sense for you. We’ll also answer all your questions about various ways of reducing debt, including debt negotiation, debt consolidators, debt management and more. Finally, will be available to help every step of the way until you reach your goals.

Learn more about financial counseling services from ACCC.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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