If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit counseling online

Solve your debt problems with credit counseling online.

When you want to find a way to pay off loans and make a get out of debt plan, credit counseling online can be a convenient option. Online debt counseling services let you communicate with professional credit counselors from the convenience of your home or desk. Credit counseling online may also involve educational courses that can satisfy pre filing credit counseling requirements for bankruptcy, or homebuyer courses that may help you qualify for certain mortgage products.

When you want credit counseling online from a national leader in non profit consumer credit counseling, consider all the services and solutions offered by American Consumer Credit Counseling (ACCC).

Get personalized debt help with online credit counseling.

Get personalized debt help with online credit counseling.

ACCC: credit counseling online and more.

ACCC has been providing consumers with credit counseling, housing counseling, bankruptcy counseling and a debt management service since 1991. As a nonprofit organization, we’re dedicated to helping individuals and families regain control of their financial lives and find the best, fastest path out of debt.

Our professionally trained and certified credit counselors provide credit counseling online, via phone and in person. Credit counseling online sessions at ACCC are always free. During this conversation, we’ll help you evaluate your finances, document your income and expenses, and provide you with a list of options personalized to your situation and financial goals. We’ll help you make a plan for getting out of debt and avoiding debt in the future, and we’ll be available to help you execute each step of the plan as you need it.

Additionally, we offer a wealth of financial education materials about credit counseling online. Our website is full of tools and resources that can help you budget more effectively, prepare for retirement and learn more about different options for paying down debt, including the pros and cons of debt negotiation and a debt consolidation plan.

Credit counseling online for bankruptcy and mortgages.

In addition to credit counseling online for help to eliminate debt, we offer a number of online courses that include:

  • Money Smart, a program to help you enhance your money skills and create positive banking relationships.
  • Online Homebuyer Courses that can help you qualify for most local and national loan products.
  • Pre-filing and post-filing online credit counseling courses that can help you fulfill requirements when filing for bankruptcy.

Learn more about credit counseling online and ACCC.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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