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Philadelphia, nicknamed Philly, is the largest city in the state of Pennsylvania, and the sixth-most populated city in the U.S.

Philadelphia is located along the lower Delaware and Schuylkill Rivers. The city grew from an influx of European immigrants, most of whom came from Italy, Ireland and Germany. In the early 20th century, Philadelphia became a prime destination for African Americans during the Great Migration after the Civil War, as well as Puerto Ricans.

The Philadelphia area's many universities and colleges make it a top study destination, as the city has evolved into an educational and economic hub. Philadelphia is the center of economic activity in Pennsylvania and is home to five Fortune 1000 companies.

According to the US Census Bureau data, the median income for a household in Philadelphia in 2013 - 2017 was $40, 649 and per capita income was $24,811.  Below the poverty line were 25.8 % of the population.

According to the Federal Reserve’s 2017 data, Philadelphia was ranked 9th as one of the cities with the most credit card debt with $ 6,693 as the average credit card balance.  This puts a major strain on residents of Philadelphia, who may need the help of a credit advisor or debt management program. 

American Consumer Credit Counseling is a nonprofit organization that offers credit counseling services, debt management services, and financial education to consumers nationwide. With branches in various parts of the country, as well as certification to do business in all 50 states, ACCC aims to help Philadelphia residents manage their credit card debt and gain financial peace of mind.


Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.


1) Philadelphia residents have an average of $6,693 in credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) provides non-profit credit counseling, debt reduction programs and debt relief services to help consumers nationwide figure out how to pay down debt and how to get out of debt quickly. Our professional credit counselors provide free credit counseling to help individuals and families find the right debt solutions to help with credit card debt and avoid debt in the future. Our debt management programs provide help with debts by consolidating payments on credit card debt and other unsecured loans, with credit card negotiation services to reduce credit card debt interest rates and finance charges, helping consumers to pay off debt more quickly.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member

ACCC Philadelphia:

1500 Market Street 12th Floor East Tower Philadelphia, PA 19102
Phone: 215-665-5640