Philadelphia sealPhiladelphia, nicknamed Philly, is the largest city in the state of Pennsylvania, and the sixth-most populated city in the U.S.

Philadelphia is located along the lower Delaware and Schuylkill Rivers. The city grew from an influx of European immigrants, most of whom came from Italy, Ireland and Germany. In the early 20th century, Philadelphia became a prime destination for African Americans during the Great Migration after the Civil War, as well as Puerto Ricans.

The Philadelphia area’s many universities and colleges make it a top study destination, as the city has evolved into an educational and economic hub. Philadelphia is the center of economic activity in Pennsylvania and is home to five Fortune 1000 companies.

According to the US Census Bureau data, the median income for a household in Philadelphia in 2013 – 2017 was $40, 649 and per capita income was $24,811. Below the poverty line were 25.8 % of the population.

According to the Federal Reserve’s 2017 data, Philadelphia was ranked 9th as one of the cities with the most credit card debt with $ 6,693 as the average credit card balance. This puts a major strain on residents of Philadelphia, who may need the help of a credit advisor or debt management program.

American Consumer Credit Counseling is a nonprofit organization that offers credit counseling services, debt management services, and financial education to consumers nationwide. With branches in various parts of the country, as well as certification to do business in all 50 states, ACCC aims to help Philadelphia residents manage their credit card debt and gain financial peace of mind.


1650 Market Street
Suite 3600
Philadelphia, PA 19102

Phone: 877-440-1773

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.

Have you spoken to one of our credit counselors or been through our debt management program? We would love to hear your thoughts! Leave us a review to let us and others know how your experience was.

Philadelphia office

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. Philadelphia residents have an average of $6,693 in credit card debt
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years
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