Skip to Content

2018 Media Mentions

4 Types of Debt That Can Actually Be Good for You

June 26, 2018 | By Miranda Marquit  

Debt is practically a part of modern life. Most people can’t get a college education without borrowing, and buying a home often requires a mortgage. Using debt to get ahead in life isn’t necessarily a bad thing, according to Andrew Housser, the co-CEO of Freedom Debt Relief, a debt settlement company.

Read More

5 cost-effective ways you can erase your credit card debt

June 26, 2018 | By Andrew Pentis  

There’s no one-size-fits-all approach to handling credit card debt. The cheapest way for you to get rid of it might be more expensive for your neighbor, and vice versa. Here are five ways you can erase your credit card debt. The list starts with the less expensive method. Discover which option is the best and most cost-effective for you.

Read More

Top 7 Survival Tips for Your First Year Out of College

June 21, 2018 | By Rebecca Safier

Congratulations, Class of 2018 graduates! Hopefully, you’ve spent the past few weeks celebrating your achievements. But now you’re probably wondering, “What’s next?” To help you prepare, we chatted with recent college graduates (Class of 2017 and earlier) about their experiences since graduating.

Read More

8 Ways to Reduce Stress When Saving for Retirement

June 20, 2018 | By Rachel Hartman  

Whether you’re worried about saving enough money for the future or regret that you didn’t set aside enough in the past, it’s easy to get stressed about retirement. Anxiety levels can escalate even further at the thought of trimming costs to save for retirement.

Read More

Can a Payday Loan Company Take You to Court?

June 6, 2018 | By Opploans  

You know a payday loan can hurt your credit. But can failing to pay one back actually put you in front of a judge? Court shows can be fun to watch on television. Whether it’s Law and Order or Judge Judy or classic Lionel Hutz episodes of The Simpsons, we all apparently like watching people in court.

Read More

6 Money Steps All New Grads Should Check Off Their List

May 23, 2018 | By Christy Rakoczy

As a new graduate, you’ve got a lot on your plate. It’s an important time to make smart money decisions, including setting financial goals.

Read More

Bad Credit Repair: When to Close a Credit Card and When to Keep It Open

May 17, 2018 | By Opploans 

Closing a credit card will negatively impact your score, but not for the reason you think. Your credit score is very important. This three-digit number compiled by the three major credit bureaus determines what kind of loans and other credit cards you’ll be able to qualify for and at what rates.

Read More

How to get your piece of the Wells Fargo banking scandal settlement

Mon 14, 2018 | By Amanda Dixon 

For some consumers taken advantage of by one of the nation's biggest banks, Monday is the last day to decline a slice of a big class-action settlement pie.

Read More

Bouncing Back from Bankruptcy - Sooner Than You Think

May 8, 2018 | By Brian O'Connell

Bankruptcy afflicts over a million Americans on a yearly basis, and going under financially is widely viewed as a nightmare scenario. That isn't necessarily the case, as a new Lending Tree report shows.

Read More

No credit score: Do you need a “bad credit home loan”?

May 5, 2018 | by Erik J. Martin

To get the best mortgage rates, you really do need a high credit score. But you can buy without resorting to bad credit home loans if you don't have a score.

Read More

Your Complete Guide to Payday Loans

May 2, 2018 | By LadiesWantMore 

It’s easy to see why payday loans are so tempting. Consider this scenario, for example. You’re $300 short on an important bill. Your next payday is 10 days away, your credit card balance is at its limit, and you can’t borrow from any of your friends or family. What do you do?

Read More

5 Ways You Can Erase Your Credit Card Debt

May 1, 2018 | By Andrew Pentis   

There’s no one-size-fits-all approach to handling credit card debt. The cheapest way for you to get rid of it might be more expensive for your neighbor, and vice versa.

Read More

The 5 Best Personal Loans for Good Credit

April 18, 2018 | By Ben Luthi

The average credit score of Americans is 700, based on April 2017 data from Fair Isaac Corp., an analytics company that issues the FICO credit score. If your score meets or beats that average, it’s enough to put you in the good credit score range, which goes from 670 to 739.

Read More

Do I Have Too Many Credit Cards?

April 17, 2018 | By Chris Kissell

With multiple cards, consumers can add flexibility but also extra debt. The typical U.S. consumer is not satisfied with a single credit card. Among households with at least one account, the average shopper holds 3.7 cards in total, according to a 2014 Gallup survey.

Read More

Are Californians good with their money? Report ranks U.S. cities by financial savviness

April 15, 2018 | By Michael McGough 

With tax season winding down, many Americans have spent the last few weeks reflecting on how they're handling their finances (perhaps with shades of regret, in some cases).

Read More

Best Personal Finance Tips by Financial Experts

April 14, 2018 | By Marketsfinance  

When it comes to getting ahead and building good money habits, learning proper financial management is the key to success.

Read More

A third of credit card holders who loaned out their card got stiffed

March 24, 2018 | By Sheryl Nance-Nash

You may want to be helpful, but you should know that if you loan someone your credit card and you don’t get paid back, the bill is still yours.

Read More

Emergency Fund: How Much Should You Keep in Yours?

March 21, 2018 | By OppU Loans

An emergency fund is one of those things that’s super important to have, even if you don’t use it very often. It’s kind of like health or car insurance: if something bad happens and it’s not there, you’ll find yourself in a world of trouble.

Read More

Your Business is Losing Money if It Doesn’t Accept Credit Cards

March 21, 2018 | Business Blogs

American consumers are using plastic in record numbers and they’re not alone. According to the American Consumer Credit Counseling, 80% of spending in the United States is cashless, and 73% of Americans say that they use less cash today than they did 10 years ago.

Read More


4 Reasons to Cancel Your Credit Card -- and 1 Reason to Keep It

January 17, 2018 | Motley Fool

Americans love credit, and it shows. The average consumer had 2.35 bankcards and 1.51 retail cards in 2016, according to Experian's annual "State of Credit" report. Credit card usage can be a good thing, but it also carries a lot of risks. So is it time to pull the plug on yours?

Read More


3 Ways You Can Get the Best Credit Cards After Bankruptcy

January 16, 2018 | Ben Luthi 

Bankruptcy lawyers might tell you that filing for bankruptcy offers a fresh start. However, it doesn’t feel that way when you’re applying for credit cards after bankruptcy.

Read More


American Consumer Credit Counseling (ACCC) provides non-profit credit counseling, debt relief, and debt elimination services for consumers nationwide. We offer free credit counseling to help consumers identify the right debt reduction program or debt solution for their unique situation. Since 1991, our certified credit counselors have helped thousands of individuals and families learn how to pay off a credit card balance and how to get out of debt fast through programs designed to payoff credit card debt within five years. Our debt management programs consolidate card credit debt payments and help reduce interest rates and finances charges, reducing the time it takes for getting rid of debt. And we offer comprehensive financial education services where consumers can get answers to questions like "How do I create a budget?", "What is debt consolidation?" and "How can I avoid debt in the future?"

Better Business Bureau Mass Housing Approved National Industry Standards for Homeownership Education and Counseling Council on Accreditation NFCC Member