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2018 Press Releases

American Consumer Credit Counseling Explains the Debt Settlement Process

(Boston, MA) – November 12, 2018 – Debt settlement is the process of settling debt with a creditor for less than what is owed. During this process, consumers stop paying their creditors and pay the debt settlement company instead while their accounts become delinquent.

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ACCC on How to Handle a Fraud Dispute

(Boston, MA) – October 31, 2018 – The unfortunate reality is that millions of consumers have their identities stolen every year. If a consumer falls victim to identity theft, it is essential that they know the necessary steps to take to dispute the fraud.

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ACCC on What Types of Credit Cards to Avoid

(Boston, MA) – October 29, 2018 – Although there are many credit cards that offer great rewards and low fees, there are also cards that should be avoided. It is important for consumers to understand their needs and study each card for hidden fees before applying.

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ACCC Explains What to Know about Social Security

(Boston, MA) – October 18, 2018 – Capitalizing on Social Security benefits is critical to achieve a comfortable retirement. Most consumers rely on these benefits as a monthly income during their retirement, so it is important they understand the rules to maximize their entitled amount. 

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ACCC on How to Quickly Pay Off Student Loans

(Boston, MA) – October 11, 2018 – Graduating college is an amazing feeling until you’re hit with that first student loan payment. For many students, that occurs in the fall when their first federal loan payment is due. The amount of student loan debt can seem overwhelming, and for some consumers, it can feel as if the loans will take an eternity to pay off.

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ACCC Explains How to Manage a Checking Account

Boston, MA – September 27, 2018 – Although a checking account may seem simple to manage, it is usually the main source of a consumer’s financial activity and needs to be properly maintained. By understanding how to manage a checking account, consumers can avoid making small errors that could be costly. 

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ACCC Highlights Ways to Effectively Communicate Crucial Financial Matters with Family

(Boston, MA) – September 24, 2018 – It’s no secret that consumers – especially adult children – have much to think about when it comes to finances: from how they will help their aging parents and pay for their child’s college education at the same time to affording retirement.

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ACCC Receives Grant from Rockland Trust Foundation

(Boston, MA) – September 20, 2018 – American Consumer Credit Counseling (ACCC) announced today that it has received a $25,000 grant from Rockland Trust Foundation to support the financial education and life skills education for youth through the Youth FinLit and Life Skills Program.

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ACCC Explains Eight Common Credit Card Terms

(Boston, MA) – September 18, 2018 –Before consumers apply for their first credit card, it is important they educate themselves and become familiar with the common terms. By understanding basic credit card terms, consumers can avoid costly mistakes in the future, saving themselves a lot of money.

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ACCC’s Sue Katz Presented President’s Lifetime Achievement Award

(Boston, MA) – September 13, 2018 – National nonprofit American Consumer Credit Counseling announced today that Sue Katz, Community Outreach Coordinator and Certified Credit Counselor, was presented with the President’s Lifetime Achievement Award.

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ACCC Highlights Key Financial Issues Couples Should Discuss Before Marriage

(Boston, MA) – August 22, 2018 – Wedding planning and a potential honeymoon are often hot topics of discussion for newly engaged couples, but one key area that shouldn’t be overlooked is finances. As the wedding date approaches, couples’ finances are closer to being merged, so it is important to discuss each other’s priorities and goals.

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ACCC Provides Tips on Managing Transportation Costs

(Boston, MA) – August 20, 2018 – No matter your occupation or income, it’s not uncommon to travel multiple times a day to and from various locations. Whether it’s to get to work or go on vacation, travel expenses can add up quickly.

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ACCC Explains How to Take Control of Caregiving Costs

 (Boston, MA) – August 16, 2018 – Caregiving is a reality for many families across the country, whether it’s paying for parents’ medical tests, helping out relatives, or caring for sick loved ones. Not only can it become time consuming, it can upend lives and potentially ruin retirement savings.

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ACCC Provides Tips on Back to School Budgeting

(Boston, MA) – August 9, 2018 – It’s that time of year again when summer is coming to an end and the school year is approaching. Both parents and students are probably thinking about how expensive school supplies and extracurricular activities can be.

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American Consumer Credit Counseling Describes Different Types of Loans

(Boston, MA) – July 31, 2018 – Loans can be a crucial tool to help consumers achieve their financial goals and move forward with major purchases and life milestones. It’s important that consumers understand the different types of loans and their differences so they can make informed decisions that best meet their desired financial goals.

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New Survey Finds Consumers Are Not Actively Purchasing Homes

(Boston, MA) – July 30, 2018 – With home and condo prices soaring around much of the nation and limited inventory that can lead to bidding wars, a large majority of consumers have not tried to purchase a home within the last year, according to a new survey by national nonprofit American Consumer Credit Counseling.

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ACCC Explains How to Prepare to Move Out

(Boston, MA) – July 23, 2018 – Moving can be an overwhelming process. No matter if it’s someone’s first time or fifth time moving, it takes countless hours of preparation.

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ACCC Discusses Common Types of Banking Fees

(Boston, MA) – July 23, 2018 – Many consumers are not aware of the types of banking fees they are paying. No matter how small the fee, these charges can add up and can hurt consumers’ savings.

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ACCC Offers Strategies to Help Control Spending

(Boston, MA) – July 17, 2018 – Many consumers find that they spend their paycheck as fast as they earn it. Often times this leaves consumers with the question, “where did it all go?” In an effort to help consumers, national nonprofit American Consumer Credit Counseling (ACCC) has created nine tips on how they can control their spending.

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ACCC offers Financial Tips to Prepare for Unexpected Events

(Boston, MA) – June 28, 2018 – No matter how careful consumers are, their financial situation can change at any moment due to an unexpected event. Although consumers cannot control certain events, they can ensure they are financially prepared for them.

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ACCC Offers Strategies to Cut Expenses

(Boston, MA) – June 26, 2018 – Finding ways to cut expenses and spend less can be one of the biggest challenges in personal finance. By making a few small changes, consumers can take control of their finances and contribute more to their savings. To help, national nonprofit American Consumer Credit Counseling offers ten strategies on how to cut expenses.

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ACCC Offers Summer on a Budget Tips and Ideas

(Boston, MA) – June 21, 2018 – Sticking to a strict budget during the summer months can be hard to accomplish. With the nice weather, it is easy for consumers to veer off their financial track. National nonprofit American Consumer Credit Counseling (ACCC) provides consumers with tips on how to enjoy summer on a budget.

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ACCC Explains How to Save in a Rapid-Spending Era

(Boston, MA) – June 21, 2018 – No matter the age, it is always important to find the most beneficial ways to save money. Saving over the long term helps prepare for any desired purchases, unexpected events, emergencies, or retirement.

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ACCC Explains How to Utilize Student Loan Consolidation

(Boston, MA) – June 20, 2018 – After graduation, many people find themselves with multiple federal student loans to pay off. Some graduates may consider consolidation, which combines the existing debt into a single loan.

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ACCC Celebrates 529 College Savings Day

(Boston, MA) – May 29, 2018 – With the cost of college continuing to rise and student loan debt higher than ever, national nonprofit American Consumer Credit Counseling is celebrating 529 College Savings Day on May 29th by providing consumers with useful and savvy tips on how to save for college.

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ACCC Offers Advice on Owning vs. Leasing a Car

(Boston, MA) – June 11, 2018 – Buying a car can be an agonizing process between researching prices and dealerships, test driving, and paperwork. How do consumers decide if owning or leasing is best? National nonprofit American Consumer Credit Counseling (ACCC) provides consumers with the facts to help make the car buying process simpler.

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ACCC on Damage Control After Identity Theft

(Boston, MA) – May 21, 2018 – Every year consumers fall victim to identity theft. Not only can identity theft empty a consumer’s bank account, it can also prolong any future financial plans. With the growth in anonymous transactions and easy accessibility to accounts online, it is now more important than ever that consumers know what steps to take should they find their identity stolen.

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ACCC Offers Four Money Lessons for College Graduates

(Boston, MA) – May 15, 2018 – The transition between college and the workforce can be a tricky time financially for recent graduates. Students often graduate with the immense burden of student debt, on top of the stress of finding a job to begin repaying those loans.

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American Consumer Credit Counseling Offers Tips on the Best Ways to Use Tax Returns

(Boston, MA) – May 3, 2018 – By this time, many consumers have either received or will be receiving their tax returns. The extra cash can be a temptation to splurge on unnecessary things. To help consumers make the most of their tax refund, national nonprofit American Consumer Credit Counseling offers seven helpful tips.

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ACCC Explains How to Use Online Banking Resources Effectively

(Boston, MA) – April 30, 2018 – Online banking is an incredibly convenient way for consumers to monitor their bank accounts and finances more efficiently. Understanding how to access accounts, locate helpful features, and stay secure is necessary to get the most out of online banking.

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ACCC Provides Seven Tips to Find the Best Auto Insurance Rates

(Boston, MA) – April 26, 2018 – Car insurance is an expensive necessity. The only way to find the best deal is by doing research, knowing what to look for, and shopping around. National nonprofit American Consumer Credit Counseling (ACCC) provides consumers with seven tips on how they can find the best rates for auto insurance.

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American Consumer Credit Counseling Explains How to Identify Retirement Needs and Goals

(Boston, MA) – April 23, 2018 – Retirement can be both exciting and stressful for consumers, particularly when it comes to finances. The good news is that the process of saving for retirement does not have to be complicated if consumers know how much money they need and develop a plan to get there.

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American Consumer Credit Counseling Highlights the Benefits of Direct Deposit

(Boston, MA) – April 19, 2018 – Direct deposit not only makes consumers’ lives easier, but it can also help with money management. With direct deposit, the employee’s paycheck is deposited electronically to their bank account each pay period.

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American Consumer Credit Counseling Explains How to Start and Build an Emergency Fund

(Boston, MA) – April 11, 2018 – When it comes to unforeseen emergencies, the best defense and readiness tool is a household fund explicitly established for emergencies and unplanned events. To help consumers, national nonprofit American Consumer Credit Counseling has created videos and tips to explain how to effectively start and build an emergency fund.

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American Consumer Credit Counseling Explains the Difference Between Net and Gross Income 

(Boston, MA) – April 2, 2018 – Consumers may notice that their paycheck shows a lower take-home amount than what they may expect given their salary or hourly wage. Because of this, it is important to know the difference between net and gross income when planning your expenses.

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ACCC Provides Five Tips for Paying Bills

(Boston, MA) – March 26, 2018 – Paying bills on time is crucial to living a healthy financial life. It is imperative for consumers to keep track of each bill, so they don’t fall behind on payments and become crippled by debt.

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American Consumer Credit Counseling Highlights Six Key Steps to Calculate Living Expenses

(Boston, MA) – March 20, 2018 – Do you ever wonder how much you can afford to spend on everyday living expenses, such as transportation, clothes, and food? Where consumers live, their family circumstances, income, and debt all have a direct impact on the amount they have to spend.

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ACCC Provides Seven Basic Principles of Investing

(Boston, MA) – March 16, 2018 – Many consumers turn to investing to save for retirement and achieve financial goals. Although it may seem obvious to research before investing, many people don’t. To help educate consumers, national nonprofit American Consumer Credit Counseling (ACCC) explains the basic principles of investing.

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ACCC Receives Grant from the Massachusetts State Treasurer’s Office to Support Homeless Veterans

(Boston, MA) – March 5, 2018 – American Consumer Credit Counseling announced today that it has received a $5,000 grant from the Massachusetts State Treasurer’s office for Operation Money Wise Brockton VA. The grant will help support a 10-month financial workshop series to address the financial challenges and educational needs of homeless veterans who are committed to recovery from mental health and addiction problems in a residential therapeutic setting.

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ACCC Helps Military Personnel Budget for All Stages of Deployment

(Boston, MA) – March 5, 2018– Deployment can be an extremely stressful and emotional experience for service members and the families of those being deployed. To coincide with Military Saves Week (February 26, to March 3, 2018), national nonprofit American Consumer Credit Counseling has created a series of videos with tips for military members on how to manage and prepare finances during all stages of deployment – including pre, during, and post.

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ACCC Joins City of Boston’s BostonHires Program

(Boston, MA) – March 01, 2018 – National nonprofit American Consumer Credit Counseling (ACCC) announced today that it has joined BostonHires, a program launched by City of Boston Mayor Martin J. Walsh. As a BostonHires Champion, ACCC is committed to providing jobs that pay a living wage and employer-sponsored benefits to unemployed and under-employed Boston residents.

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ACCC Helps Consumers Utilize Their Employment Benefits

(Boston, MA) – March 1, 2018 –Every company is different when it comes to the types of benefits they offer their employees. Some benefits are required by law, but many companies offer additional benefits that employees should be taking full advantage of.

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ACCC Offers Seven Tips to Make Ends Meet on a Limited Budget

(Boston, MA) – February 22, 2018 – It’s not uncommon for consumers to have a hard time making ends meet on a tight budget. In some cases, the income they are earning each month is not enough to cover necessities, let alone luxuries.

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ACCC Debunks Common Credit Card Myths

(Boston, MA) – February 16, 2018 – Although most Americans have at least one credit card in their wallet, there is a good chance they do not fully understand how to use it responsibly. There is a constant flow of misinformation about how to use a credit card when to pay bills, and if consumers should even have a credit card.

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ACCC Works to Reduce Recidivism with Financial Education Program at Massachusetts Correctional Facilities

(Boston, MA) – February 12, 2018– To reduce recidivism (the tendency of a convicted criminal to reoffend) and improve the prospects of offenders reentering into the community, American Consumer Credit Counseling (ACCC) has provided financial education classes to Massachusetts inmates since 2011.

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New Survey: Consumers’ Top Financial Goal for 2018 is to Pay Down Debt

(Boston, MA) – February 12, 2018 – Seventy percent of consumers say that paying down debt is their top financial resolution for 2018, according to a new survey by American Consumer Credit Counseling (ACCC). This is true across every generation – baby boomers, Gen Xers, and Millennials.

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ACCC Offers Five Tips for a Frugal, But Fun Valentine’s Day

(Boston, MA) – January 31, 2018– As Valentine’s Day nears, many consumers have started thinking about the perfect gift or activity for their significant other. If you are on a tight budget, an extravagant day with that special someone can be stressful.

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ACCC Highlights the Most Important Financial Mistakes to Avoid

(Boston, MA) – January 21, 2018 – When it comes to protecting finances, it is critical for consumers to avoid major mistakes that can impact them down the road. In an effort to help consumers live a healthy financial life, national nonprofit American Consumer Credit Counseling (ACCC) discusses important financial mistakes to avoid.

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ACCC Explains Important Financial Terms Every Consumer Should Know

(Boston, MA) – January 17, 2018 – Understanding basic financial terms is key to living a healthy financial life. Sometimes important financial terms can be overwhelming or misleading and make it hard for consumers to navigate the best financial path. 

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ACCC Offers Important Financial Resolution Tips for Millennials

(Boston, MA) – January 11, 2018 – The New Year is a perfect time for Millennials to take a step back and review their current finances and consider goals for 2018. It’s essential for Millennials to create a plan and utilize their resolutions to improve their financial well-being.

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American Consumer Credit Counseling (ACCC) is a nonprofit debt relief agency offering consolidated credit counseling and consumer debt solutions. If you have debt to consolidate, we can help you consolidate credit without taking a loan or paying high fees like some debt management companies charge. A fair, effective debt reduction service, our debt management program simplifies your payment responsibilities and often results in reduced interest rates from your creditors. As a leading national debt consolidation firm, ACCC has also been approved by the Department of Justice to provide credit counseling for bankruptcy both the pre-bankruptcy credit counseling certificate and the post-bankruptcy debtor education.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member