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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.
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Last year was financially difficult for millions of Americans who were laid off, shut down their businesses, or got sick and were unable to support their families. Though many of the issues we have faced economically are much larger than … Read More »
When you think about your New Year’s resolutions, it’s important to have an idea of how you are going to achieve them. That’s where SMART goals can be helpful. SMART is an acronym that stands for specific, measurable, attainable, realistic, … Read More »
We always advise consumers to stick to their budgets, especially this time of year. However, if you went over your budget this holiday season, you might have accumulated some credit card debt. You should tackle this as soon as possible … Read More »
Sometimes the holidays sneak up on us, and before you know it, there are only a few days left before Christmas. COVID-19 has also made it harder to shop and make holiday plans this year. If you haven’t finished your … Read More »
For young adults who have little or no credit history, it may seem impossible to build credit. After all, if you need credit history in order to apply to get a credit card to build credit, isn’t that a bit … Read More »
Debt consolidation can be a good option for consumers who are overwhelmed by high interest credit card debt. However, in order to get a better interest rate through consolidation, you need good credit. But what happens to consumers with bad … Read More »
Homeownership is a goal for many Americans, especially those who live in cities with very high rent. However, there are pros and cons to both renting and owning a home. The advantages of renting may outweigh the disadvantages in some … Read More »
Your credit score is important for a number of reasons. It can determine whether or not you get approved for new loans, credit cards, or even a job or an apartment. What happens if you have a bad credit score? … Read More »
Sometimes it seems like the holiday season is synonymous with credit card debt. The most wonderful time of the year is also the most expensive. How can you avoid credit card debt when shopping for gifts for your friends and … Read More »
