If you have been keeping up with your finances, you should now be aware of the type of role your credit scores play in your overall financial health. Even with the financial institutions and educational material obsessing over this fact … Read More »
The aftermath of ruined credit can be difficult. Your credit score can drop dramatically if you had too much credit card debt, filed for bankruptcy, or paid your bills late. It’s harder to get loans, you usually pay more for … Read More »
One of the factors that determines your credit score is the number of credit inquiries on your credit report. You will see a credit inquiry on your report every time you apply for a new loan or line of credit. … Read More »
Having a positive credit history can be the key to unlocking many financial opportunities in life. From renting an apartment, to getting an auto loan, or securing credit products with lower interest rates and fees – a limited credit file … Read More »
Putting yourself in a good financial position is a crucial part of proper money management. A large portion of this process is to know how to manage your checking account. So, how much should you have in your checking account? … Read More »
Most people know that they have a personal credit score. If you’re a business owner, you also have a business credit score, which tells creditors and lenders whether it’s a good idea to extend your financing.
When you’re in college, you have plenty of things to worry about. You’re focused on the looming deadline for your World History paper, the impact of your next exam score on your GPA, and — possibly the most stressful of … Read More »
Results from a poll of 700 US military service members and 100 military spouses revealed surprising information. Veteran personal finances differed on several levels compared to civilian finances. Learn more about Veteran debt statistics and the results of the poll.
Approximately 45 million Americans have no credit history. This can make life difficult, because a credit score is often needed if you want to apply for an apartment or mortgage, buy a car, or find a job. To build or … Read More »