If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested for us to call you.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Tuesday Tip – Graduation Parties on a Budget

graduation parties on a budgetGraduation is an important milestone worth celebrating! However, the costs for graduation parties can add up quickly. If money is tight and you’re also paying off credit card debt, student loans, and other expenses, you might not want to spend a lot on a party. Here are some tips for graduation parties on a budget.


Rather than spending hundreds of dollars to rent a room, host the grad party at home. It’s almost summer, so a backyard grad party is a great way to kick off the summer and save money!


If you need to buy decorations, stick to shopping at dollar stores like Dollar Tree. You can buy centerpieces, tablecloths, streamers, and other decorations all for just a buck each! Also, take a look in the garage and see what decorations you can use that you already have. Those strings of lights that only get used at Christmas can look pretty on the back patio in the summer too!


Instead of having the party in the evening, have it in the afternoon so you can put out little appetizers and snacks rather than a full meal. Buying things like chips and dip and other cheap snack options will save you quite a bit! As for the cake, rather than buying from a grocery store or a bakery, try making it yourself or making cupcakes. The ingredients will be much cheaper than store bought baked goods.


If you have some speakers and Spotify or Pandora, you’re all set! Hiring a band or a DJ could cost hundreds of dollars, but why spend that much money when you can play everyone’s favorite songs from your laptop or phone?

Graduation parties on a budget can be memorable and fun, and they don’t have to put you deep in debt!

If you do happen to be struggling with managing your debt, ACCC can help. Call 800-769-3571 today to learn more. 


Madison is a Marketing Communications & Programs Associate at ACCC. She is excited to share her tips on saving money and being financially responsible here on the Talking Cents blog!

View all author posts →

Dev Tool:

Request: blog/graduation-parties-on-a-budget
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=graduation-parties-on-a-budget
Loaded Template: single.php