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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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ACCC’s Financial Counseling Services

When you find yourself knee deep in consumer debt and it seems impossible to get out of, the best thing to do is to turn to someone who has expertise. Expert financial counseling can help you understand your options and find the best solution. ACCC’s financial counseling services look out for your best interests.

Take control of debt with ACCC's financial counseling.

Take control of debt with ACCC’s financial counseling.

What is Financial Counseling?

There are many types of counseling out there, including marriage counseling, family counseling, career counseling, and substance abuse counseling. But what is financial counseling? This type of counseling is typically administered by a certified credit counselor or other licensed finance professional. The topics covered by financial counseling could be anything from debt and credit to reverse mortgages. Furthermore, the goal of financial counseling is to help consumers get back on their feet financially and equip them with the money management skills to make the best decisions about their finances.

What ACCC Offers:

ACCC is a non-profit financial counseling agency who offers debt management help to overcome debt difficulties for more than two decades. ACCC’s financial counseling services provide consumers with debt solutions and help them use credit wisely. Additionally, the debt counselors are independently certified and are standing by to answer your call and provide you with helpful debt advice.

ACCC’s Financial Counseling Services

ACCC offers a range of financial counseling services to meet consumers’ needs:

  • ACCC provides a free credit counseling session to help you assess your current debt situation. In this session, a certified counselor will talk with you about your debt, help you create a budget, and present options to become debt free.
  • After your counseling session, your counselor will present options to help you eliminate debt. One of ACCC’s financial counseling services is a debt management program. ACCC’s debt management program provides a straight-forward, effective debt relief solution.
  • As an approved agency by the U.S. Department of Justice to provide pre-bankruptcy counseling, ACCC can help you navigate through current bankruptcy laws. We are also approved to provide the mandated post-bankruptcy credit counseling course (also known as debtor education).
  • ACCC can also provide financial counseling in regard to certain housing-related issues. For example, we offer HECM (reverse mortgage) counseling nationwide; and we offer foreclosure counseling in Massachusetts.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

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