If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Are Mobile Wallets Safe? What You Need To Know:

Over the years, the way we manage financial transactions has vastly changed with technological advances. As a nonprofit credit counseling agency, we at ACCC are fascinated with the changes. From carrying around a wallet full of cash to plastic credit cards, we have now moved to an era of mobile wallets. Mobile wallets let you digitally pay for your everyday purchases! So, are they safe?

ACCC has the scoop on mobile wallets.

ACCC has the scoop on mobile wallets.

Are Mobile Wallets Safe?

The big question associated with using mobile wallets is whether or not it is safe. A variety of your personal information is stored on your mobile device. These even store information such as your credit, debit card information, coupons, rewards, plane tickets, boarding passes etc.

Mobile wallets are safe due to one major reason. With physical cards, the magnetic strip is a vulnerable security threat. This is because these strips can be read by any magnetic scanner. Also, when you swipe your normal cards, the data that is transmitted contains your card information. This means that if a hacker or someone intercepts this, they can manage to see these numbers.

Mobile wallets are designed in a way that every single transaction is carefully encrypted. This information in the case of ID theft is useless due to its nature. The other fact is that your mobile phones are protected by your own PIN. It can be anything from your fingerprint, your face or a number you key in on your phone.

While mobile wallets are up and coming as a safer, convenient option you should not ditch your physical cards just yet. Your phone might merely run out of power or the store you are in might not be technologically capable yet to handle this technology. Also, if you’re in debt management, opt out of the more convenient options and opt-in for options such as a cash-only budget to manage your finances more efficiently.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

View all author posts →


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/are-mobile-wallets-safe
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=are-mobile-wallets-safe
Loaded Template: single.php