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Debt Solutions and New Years Resolutions – Part 4

Hopefully, you’ve already got your Resolution Notebook, and have written out your resolutions. And taken a look at last year’s budget, and made adjustments and plans for this year. If this sounds foreign to you, better go back and read parts 1, 2, and 3.

If paying off debt is one of your goals for the new year, contact ACCC.

If paying off debt is one of your goals for the new year, contact ACCC.

If you have read all three parts, and have not gotten started, what’s keeping you? Do you NOT want to accomplish your goal, and keep your resolution?  All right, no lecture, we’ll just assume you are making progress. As promised, here are some tools and resources that can help you along the way in 2011.

These should give you a good start. And of course, be sure and always read TalkingCentsBlog by visiting or subscribing by email.

Tools and Resources To Help Keep You On Track

These online tools and resources are not a substitute for your Resolution Notebook, but can help you on the way with the math, projections, graphs and other things that can help you stay on track.
With the world of information available on the internet, planning and tracking progress on nearly all of your resolutions is possible, easy, and can be accomplished in minutes.
Here is a short list of sites and tools that can help you with your financial goals to get you started.

Budgeting Tools

We have budgeting worksheets, calculators and more! Feel free to hop around to read more articles about budgeting, credit and other financial matters.

Online Money Management Tools
(In no apparent order. Note: We do not endorse, promote, or receive any compensation from any of these sites. They are listed here merely as a service and starting point.)

Mint.com – a great free management resource
Yodlee – a free online spending, financial management tool
BudgetPulse – Free budget management tool
BuxFer – Free online personal finance and budget management tool
JustThrive – a free online personal financial management tool

Miscellaneous Money Saving Resources
GasBuddy.com – find the cheapest gas in town!

CraigsList – nearly everything you buy, is something someone else has bought, and wants to sell or give you for free!

CraigsListNotify – sets up an automatic email alert when the things you are looking for become available at Craigslist! Save time searching.  FREE
AdRavage – very similar to Craigslistnotify – FREE or premium
FreeCycle.org – I think you can figure this one out…

Frugal Meal Planning Resources

USDA Meal Planning Guide – a free publication of the USDA
50 Health Foods for under $1 a pound
Build your meals around these cheap and healthy foods, how can you miss?
(Source: AARP – no you don’t have to be a senior citizen to read it!)

CheapCooking.com- Tons of  recipes, articles, and meal planning and shopping tips.
EatingWell -A good list of recipes for meals at under $3 per serving

Happy Thrifty, Frugal New Year!

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Andi is a Marketing Assistant at ACCC. He is passionate about supporting financial literacy efforts and helping to educate people on the Talking Cents blog!

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